TM 365: Your Comprehensive Guide to Personal Accident Protection

Protects you 24/7, anywhere in the world

Up to 150% of Capital Sum Insured for Permanent Disablement

Protects against war and acts of terrorism

Offers savings for insuring multiple family members

Sum insured increases up to 25% over time

Choose from 4 plans (A, B, C, D) to suit your needs and budget

Plan A: $50,000 b>Plan B: $100,000 b>Plan C: $200,000 b>Plan D: $300,000

Pays double the above amounts if the accident occurs on public transport

Plan A: $2,000 per accident b>Plan B: $4,000 per accident b>Plan C: $6,000 per accident b>Plan D: $8,000 per accident br>(Includes coverage for Traditional Chinese Medicine and Chiropractic treatment)

Pays a weekly amount if you're unable to work due to an accident Ranges fromb>$50 to $300 per week , depending on your plan

Recuperation Benefit, ICU Recuperation Benefit, Emergency Medical Evacuation, Trauma Support, Mobility Aid & Prosthesis, Home & Vehicle Modifications, Caregiver Grant, Compassionate Fund

Pays up to 10% of Capital Sum Insured if you fall into a coma due to an accident

Covers second and third-degree burns

Covers food poisoning, insect/animal bites, exposure to natural elements, motorcycling, and more

If you or your spouse dies in an accident, surviving insured family members get 6 months of free coverage

14 days to review and return the policy for a full refund if unsatisfied

Protects against these viral infections

Plan A: $85 b>Plan B: $130 b>Plan C: $230 b>Plan D: $330

Plan A: $110 b>Plan B: $180 b>Plan C: $320 b>Plan D: $450

Plan A: $200 b>Plan B: $280 b>Plan C: $500 b>Plan D: $740

10% discount for insuring 2 family members b>15% discount for insuring 3 or more family members

Provides 50% of the benefits of the lower plan selected between you and your spouse Costs range fromb>$40 to $115 annually , depending on the plan

If you're seriously injured in a car accident: - You'd receive ab>lump sum payment for permanent disablement (up to 150% of your sum insured) - Yourb>medical expenses would be covered (up to your plan limit) - You'd receiveb>weekly income benefits while unable to work - The plan would help pay forb>home and vehicle modifications if needed

If you're involved in a bus or train accident: - The payout would beb>double your normal sum insured br>- All other benefits (medical expenses, weekly income, etc.) would still apply

If you get severe food poisoning: - Yourb>medical expenses would be covered - You could claim forb>TCM treatments if needed - You'd receive theb>recuperation benefit

Most people aged 18-65 are eligible, but certain high-risk occupations are excluded.

Yes, you can cover yourself, your spouse, and your children. You'll get discounts for multiple family members.

Generally, self-inflicted injuries, professional sports, and certain high-risk activities are not covered.

Contact Tokio Marine as soon as possible after the accident. They'll guide you through the process.

You can usually adjust your coverage at renewal time.