AIA Solitaire PA (II): Comprehensive 24/7 Worldwide Personal Accident Protection

For accidental death, the payout is doubled if it occurs in specific situations, such as while travelling on public or private transport, using personal mobility devices, or in cases of building fires. This additional payout ensures even greater financial support for loved ones during accidental death.

In the event of a serious injury resulting in the loss of use of limbs, third-degree burns, or accidental death , you will receive a lump sum payout. This provides sufficient funds to help you deal with the financial impact of such unfortunate circumstances.

If you selected the AIA Solitaire PA (II) Plan 2 and above, you can also enjoy a 10% premium discount on the AIA Star Protector Plus plan , which offers additional coverage options.

The AIA Solitaire PA (II) plan offers an optional monthly disability payout for up to 10 years if you cannot perform at least 2 Activities of Daily Living (ADL). You will receive regular monthly payments without needing medical questions or assessments.

Should the insured person pass away within 365 days after an accident , the coverage amount agreed-upon for the accidental death benefit will be disbursed. However, any payments made under other benefits will reduce the payment amount.

There is an extra payout if an accident happens while travelling as a paying passenger on public transportation, while driving a private vehicle, as a pedestrian hit by transport, while using a personal mobility device, or as a result of a building fire.

This benefit applies if you experience an injury resulting in complete loss of eyesight in both eyes, loss of use of 2 limbs, loss of use of 1 limb and permanent eyesight loss, or permanent total loss of speech and hearing within 365 days after an accident.

The sum assured is provided should you suffer 6 consecutive months of disability due to an injury within 1 year of the accident, with no hope of improvement or recovery. You must be unable to engage in any occupation or perform at least 3 activities of daily living.

A percentage of the insured amount will be paid out if you experience any losses per the Schedule of Indemnity within one year of an accident. Multiple events are eligible for payment if the total amount paid for all events is 125% of the insured amount.

This benefit covers the insured person who suffers an injury and requires medical treatment. The policy will reimburse expenses for hospital admission, treatment by a physician or physiotherapist and nursing as long as they are reasonable and customary.

Where treatment from a Traditional Chinese Medicine Practitioner or a Chiropractor is needed, reasonable and customary reimbursement for medical expenses incurred within 1 year from the accident date.

If you become disabled due to an injury within 90 days of the accident, a weekly income benefit for every 7 days you are disabled will be paid. For temporary total disability, you receive 100% of the insured amount, and for temporary partial disability, the payout is 25%.

If you need to use mobility aids as recommended by a physician , the reasonable and customary cost of purchasing these aids, up to the insured amount for this benefit, is reimbursed within 90 days of the accident.

The policy will reimburse you up to the insured amount for reasonable expenses incurred to modify your home for facilitating movement in view of certain disabilities within 90 days of an accident.

If a claim is launched and approved under either the accidental death or the accidental permanent total disability benefits , the insured amount for this benefit will be paid.

Should the insured be admitted to a hospital due to an injury, there is a Daily Accidental Hospital Income benefit for each day of your hospital stay, limited to 365 days for the same accident.

Where the injury requires confinement in an ICU, there is a payout in addition to the Daily Accidental Hospital Income Benefit for each day spent in ICU, limited to 30 days for the same accident.

If an injury requires ambulance services to transport you to a local hospital by land , the policy will reimburse the reasonable and customary expenses incurred up to the insured amount.

If the insured sustains specific injuries within 90 days of the accident , as diagnosed by a physician, there is a payout schedule for each injury as a percentage of the insured amount.

If the insured gets injured while travelling outside Singapore and must be medically evacuated , the most suitable transportation means will be arranged by AIA or the External Service Provider based on the patient's condition.

The monthly cash benefit is paid after a certain waiting period if the insured sustains an injury within 180 days of the accident and cannot perform at least 2 out of 6 daily activities. The total payment will be at most 120 months during the insured lifetime.