Are you worried about unexpected accidents and their financial impact? You're not alone. Accidents can happen to anyone, anytime, anywhere. That's where FWD Personal Accident Insurance comes in. Let's explore how this versatile plan can help you and your family stay protected against life's unforeseen events.
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FWD Personal Accident Insurance is a comprehensive plan designed to provide financial protection for you and your family in case of accidental death or injury . It offers a wide range of benefits, from medical expenses to lifestyle support, ensuring you're covered in various situations.
Choose from five plans with coverage ranging from S$100,000 to S$1,000,000.
You're covered 24/7, anywhere in the world.
Includes unique features like home modifications and daily taxi allowance.
Customize your plan with additional benefits to suit your needs.
Pays out if you die or become disabled due to an accident. Coverage ranges from S$100,000 to S$1,000,000 depending on your plan.
Covers inpatient and outpatient medical costs. Includes Chinese medicine, physiotherapy, and more.
Helps with mobility aids and home modifications if you're seriously injured. Provides daily taxi allowance during recovery.
Personal liability coverage, ticketed event cancellations, emergency medical evacuation when overseas.
Daily hospital income, weekly income benefit for temporary disability, coverage for damaged personal electronic devices, enhanced disability benefits, overseas medical expenses.
| Age | What suggestion covers | Premium |
|---|---|---|
| 25, Female making $3,500 a month | GP TCM Specialist | $17 |
Optional benefits can provide additional coverage , such as:
S$100,000 to S$1,000,000
S$100,000 to S$1,000,000
S$2,000 to S$15,000
S$500 to S$1,500
S$1,000 to S$5,000
S$10,000 to S$50,000
S$100,000 to S$500,000
The cost of FWD Personal Accident Insurance depends on:
Premiums are paid annually and may be reviewed based on claims experience. It's best to get a personalized quote for accurate pricing.
If you fall and break your leg: Your medical bills would be covered (up to your plan limit), you could claim for physiotherapy and traditional Chinese medicine, if you need crutches, the mobility aid benefit would help, and the daily taxi allowance would help with transportation during recovery.
If an accident leaves you permanently disabled: You'd receive a lump sum payment based on the severity of disability, the home modification benefit would help adapt your living space, and if you can't work, the weekly income benefit (if chosen) would provide temporary support.
If you're injured while traveling: Emergency medical evacuation is covered if needed, overseas medical expenses would be covered (if you chose this option), and you're protected by the worldwide coverage of the plan.
Flexible plans to suit different needs and budgets
Comprehensive coverage including unique lifestyle benefits
Worldwide protection 24/7
Optional benefits to customize your coverage
Covers alternative treatments like Chinese medicine
Includes personal liability protection
Annual policy that needs to be renewed (not guaranteed)
Premiums may increase based on claims experience
Some occupations may not be eligible for coverage
90-day waiting period for infectious diseases and food poisoning claims
Singapore residents aged 18 to 65, renewable up to age 75.
No medical examination is needed.
You can usually adjust your coverage at renewal time.
You must inform FWD as it may affect your coverage and premiums.
Generally, no. Claims resulting from pre-existing conditions are excluded.
FWD Personal Accident Insurance offers a comprehensive solution for protecting yourself and your family against the financial impact of accidents . With its flexible plans, worldwide coverage, and unique lifestyle benefits, it provides peace of mind in an unpredictable world.
The plan's customizable nature allows you to tailor your coverage to your specific needs and budget. However, it's important to consider factors like annual renewals, potential premium increases, and coverage exclusions when making your decision.
Remember, the best insurance is the one that fits your specific lifestyle, occupation, and financial situation. Consider your current health, activities, and existing coverage before making a choice.
Ready to take the next step? Don't rely on just one opinion. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on personal accident insurance. These professionals will review your needs and provide personalised recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your needs. Don't leave your protection to chance – get the expert advice you deserve today.
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