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Personal Accident

FWD Personal Accident Insurance: Comprehensive Protection for Life's Unexpected Moments

In today's unpredictable world, safeguarding yourself and your loved ones against unforeseen accidents is crucial. FWD Personal Accident insurance offers a comprehensive solution to protect you financially in case of accidental injuries or death. This innovative product provides a range of benefits, from medical expense coverage to disability support, ensuring you're prepared for life's unexpected turns. With customizable plans and additional riders, FWD Personal Accident insurance adapts to your unique needs, offering peace of mind in an ever-changing landscape.

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FWD Personal Accident Insurance Coverage and Benefits

FWD Personal Accident insurance provides a comprehensive suite of benefits designed to offer financial protection in various accident-related scenarios. From accidental death coverage to disability benefits and medical expense reimbursements, this policy ensures you're well-protected against unforeseen circumstances. Let's explore the key features and benefits that make FWD Personal Accident insurance a robust choice for your protection needs.

Accidental Death Benefit

Financial security for loved ones. Provides a lump sum payment of up to S$1,000,000 in the event of accidental death, ensuring your family's financial stability.

Permanent Total Disability

Long-term financial support. Offers up to S$1,000,000 for permanent total disability, helping you maintain your lifestyle and cover ongoing expenses.

Permanent Partial Disability

Tailored compensation. Provides benefits up to S$1,000,000 for permanent partial disability, with payouts based on the severity of the disability.

Temporary Total Disability

Income replacement. Offers weekly income benefits of up to S$500 for temporary total disability, for up to 104 weeks, helping you manage financial obligations during recovery.

Medical Expense Reimbursement

Comprehensive coverage. Reimburses medical expenses up to S$15,000 for both inpatient and outpatient treatments, including coverage for Chinese physicians and physiotherapy.

Additional Benefits

Extra protection. Includes ambulance fees up to S$500, mobility aids up to S$5,000, and home modifications up to S$50,000, ensuring comprehensive support in various scenarios.

Coverage Customization

FWD Personal Accident insurance offers flexibility to tailor your coverage according to your specific needs and budget. With various sum assured options and the ability to add optional benefits, you can create a policy that provides the right level of protection for your lifestyle. Let's explore the customization options available to help you design the perfect coverage.

Sum Assured Options

Flexible protection levels. Choose from sum assured options ranging from S$100,000 to S$1,000,000, allowing you to select the coverage amount that best suits your needs and budget.

Optional Benefits

Enhance your coverage. Add optional benefits such as daily hospital income, damage to personal electronic devices, or enhanced permanent total disability coverage to further customize your protection.

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FWD Personal Accident Insurance Riders and Additional Benefits

FWD Personal Accident insurance offers a range of optional riders and additional benefits to enhance your coverage and provide more comprehensive protection. These add-ons allow you to tailor your policy to your specific needs and lifestyle, ensuring you have the right level of protection for various scenarios. Let's explore some of the key riders and additional benefits available:

Daily Hospital Income

Financial support during hospitalization. Receive up to S$500 per day for up to 365 days, helping to cover additional expenses during your hospital stay.

Personal Electronic Devices

Protect your gadgets. Get coverage for damage to personal electronic devices, with benefits ranging from S$500 to S$3,000 depending on your chosen plan.

Overseas Medical Expenses

Travel with confidence. Enjoy coverage for overseas medical expenses, with benefits up to S$30,000 for both inpatient and outpatient treatments.

Enhanced Disability Coverage

Extra protection for disabilities. Opt for additional permanent total & partial disability coverage up to S$500,000 or enhanced permanent & total disability coverage up to S$1,000,000.

Claims and Customer Service

FWD Personal Accident insurance is designed to provide hassle-free claims and excellent customer support. To file a claim, policyholders can easily submit their documentation through FWD's online portal or mobile app. The company offers a 24-hour medical helpline for emergency assistance, ensuring support is always available when needed. For any queries or assistance, customers can reach out to FWD's dedicated customer service team at +65 6820 8888 or via email at [email protected]. FWD is committed to processing claims efficiently and providing timely support to ensure a smooth experience for their policyholders.

Conclusion

FWD Personal Accident insurance is an excellent choice for individuals seeking comprehensive protection against unforeseen accidents. It's particularly well-suited for those with active lifestyles, frequent travelers, and individuals looking for additional financial security beyond their existing insurance coverage. The policy's flexibility and range of benefits make it adaptable to various life stages and personal circumstances, offering peace of mind in an unpredictable world.
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