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Personal Accident

AIA Centurion PA: Comprehensive Protection for Your Golden Years

As we age, the need for comprehensive personal accident coverage becomes increasingly important. AIA Centurion PA is a groundbreaking insurance product designed specifically for individuals entering their golden years. This innovative plan offers multi-stage dementia coverage and services, setting it apart as the first of its kind in the market. With high entry age allowances and coverage extending up to 100 years old, AIA Centurion PA provides peace of mind for those seeking protection later in life. Whether you're concerned about accidental injuries, medical expenses, or the potential onset of dementia, this plan offers a robust suite of benefits to help you embrace your senior years with greater confidence.

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AIA Centurion PA Coverage and Benefits

AIA Centurion PA offers a comprehensive range of benefits designed to protect you against various accidents and health-related issues. From accidental death coverage to medical expense reimbursement, this plan provides extensive protection for your physical and mental well-being. Let's explore the key benefits that make AIA Centurion PA a standout choice for personal accident insurance in your golden years.

Accidental Death Protection

Provides financial security for your loved ones. Coverage amounts range from S$30,000 to S$100,000, depending on the plan selected.

Dismemberment and Burns

Offers coverage for accidental dismemberment and burns. Benefit amounts match the accidental death benefit, ranging from S$30,000 to S$100,000.

Fractures Coverage

Provides protection against fractures. Benefit amounts range from S$10,000 to S$30,000, depending on the plan chosen.

Loss of Activities

Covers loss of activities of daily living. Benefit amounts range from S$20,000 to S$60,000, based on the selected plan.

Medical Reimbursement

Covers accidental medical expenses. Reimbursement limits range from S$1,000 to S$3,000, with additional coverage for fracture-related expenses.

Additional Benefits

Includes coverage for TCM/chiropractic treatments, ambulance services, daily hospital income, post-hospitalization home care, mobility aids, and home modifications.

Coverage Customization

AIA Centurion PA offers flexibility in coverage to suit your individual needs and budget. With various plan options and additional benefits, you can tailor your protection to ensure comprehensive coverage that aligns with your specific requirements. Let's explore the customization options available with this innovative personal accident insurance plan.

Plan Options

Choose from three plan levels: Plan 1, Plan 2, or Plan 3. Each plan offers increasing levels of coverage for various benefits, allowing you to select the most suitable option for your needs and budget.

Optional Dementia Benefit

Add optional dementia coverage to your plan. Choose from three options with coverage amounts ranging from S$30,000 to S$100,000 for multi-stage dementia, including early, intermediate, and major stages.

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AIA Centurion PA Riders and Additional Benefits

AIA Centurion PA goes beyond traditional personal accident coverage by offering unique riders and additional benefits. These features are designed to provide comprehensive protection and support for your physical and mental well-being as you age. Let's explore the innovative riders and value-added services that set AIA Centurion PA apart in the market.

Dementia Care Benefit

Provides reimbursement for dementia care expenses within 24 months of diagnosis. Coverage ranges from S$6,000 to S$20,000, depending on the option chosen.

Home Care Services

Offers access to Jaga-Me home care services at negotiated rates. This benefit ensures you receive quality care in the comfort of your own home when needed.

Telemedicine Access

Provides on-demand video teleconsultations with Singapore-registered doctors through WhiteCoat Telemedicine. Enjoy flat consultation fees of S$12 and convenient medicine delivery.

AIA Vitality Integration

Enjoy basic health screening at no charge for AIA Vitality members. Maintain Gold or Platinum status to continue receiving this benefit beyond the first year.

Claims and Customer Service

AIA Singapore is committed to providing excellent customer support and a smooth claims process for AIA Centurion PA policyholders. To file a claim or seek assistance, you can contact the AIA Customer Care Hotline at 1800 248 8000, available Monday to Friday from 8:45 am to 5:30 pm. For convenience, you may also visit the AIA Singapore website at aia.com.sg to access online claim submission options and find detailed information on the claims process. The dedicated customer service team is ready to guide you through the claims procedure and address any queries you may have regarding your AIA Centurion PA policy.

Conclusion

AIA Centurion PA is an excellent choice for individuals aged 40 and above who are seeking comprehensive personal accident coverage that extends into their later years. This plan is particularly well-suited for those concerned about age-related risks, including accidental injuries and the potential onset of dementia. With its high entry age allowance, coverage up to 100 years old, and unique multi-stage dementia benefit, AIA Centurion PA offers peace of mind for seniors and their families.
to be matched with five different advisors, giving you a range of perspectives on your insurance options. Plus, you'll be entered into the 'Premiums On Us' campaign, where you could win your quarterly insurance premiums paid by Whatins. Don't miss this opportunity to secure comprehensive protection for your golden years and potentially save on your premiums!

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