Protecting Your Journey: Introducing AXA Band Aid
Life is an unpredictable journey, filled with unexpected twists and turns. While we can't foresee every bump in the road, we can certainly prepare for them. That's where AXA Band Aid comes in – your essential first aid kit for life's unforeseen moments. This personal accident plan offers comprehensive protection for you and your family, ensuring that you're covered when it matters most. With customizable options and affordable premiums starting from just S$1/week*, AXA Band Aid provides the peace of mind you need to navigate life's uncertainties with confidence.
Coverage and Benefits
AXA Band Aid offers a range of comprehensive benefits to protect you and your loved ones in the event of accidents. From accidental death coverage to medical expense reimbursements, this plan ensures you're well-protected against life's unexpected challenges. Let's explore the key benefits that make AXA Band Aid an essential part of your personal protection strategy.
Accidental Death Benefit
Financial Security: Provides a lump sum payout in the event of accidental death. The benefit amount is doubled for accidents on public transportation and tripled for commercial airline accidents.
Permanent Total Disability
Lifelong Support: Offers a lump sum payout for permanent total disability due to accidents. This benefit also includes double and triple indemnity for public transportation and commercial airline accidents respectively.
Permanent Partial Disability
Adaptive Assistance: Provides a percentage of the sum assured based on the severity of permanent partial disability. This helps cover costs associated with lifestyle adjustments and ongoing care.
Temporary Total Disability
Income Protection: Offers weekly benefits on disablement (Weekly Indemnity) if you're temporarily partially or totally disabled. This helps maintain financial stability during recovery periods.
Medical Expense Reimbursement
Comprehensive Coverage: Reimburses medical expenses for both inpatient and outpatient treatments. This includes coverage for Traditional Chinese Medicine, dental treatment, nursing care, mobility aids, and physiotherapy.
Additional Protection
Extra Support: Includes benefits such as home modification reimbursement (up to S$20,000 per lifetime for higher sum assured plans) and daily accident hospitalization income (up to S$400 per day for 100 days, with double benefits for ICU stays).
Coverage Customization
AXA Band Aid understands that everyone's protection needs are unique. That's why the plan offers flexible options to tailor your coverage according to your specific requirements and budget. From adjustable sum assured amounts to optional benefits, you can create a personalized protection plan that perfectly aligns with your lifestyle and financial goals.
Sum Assured Options
Flexible Protection: Choose from various sum assured options ranging from S$100,000 to S$500,000. Higher sum assured amounts provide increased coverage and additional benefits, such as free child cover for up to 3 children at 10% of your basic sum assured (for plans of S$500,000 and above).
Optional Benefits
Tailored Coverage: Enhance your basic plan with up to 6 optional benefits. These include increased medical expense coverage, higher broken bones benefit limits, and additional accident medical reimbursement amounts, allowing you to customize your protection based on your specific needs.
Riders and Additional Benefits
AXA Band Aid goes beyond basic coverage by offering a range of riders and additional benefits. These enhancements allow you to further customize your protection plan, ensuring comprehensive coverage for various scenarios. Let's explore the optional benefits that can be added to your AXA Band Aid plan to provide even greater peace of mind.
Medical Expenses
Extended Health Protection: Get reimbursed for medical expenses related to specific diseases like Hand, Foot and Mouth Disease for up to 12 months from diagnosis. Coverage ranges from S$500 to S$900 per year, depending on your chosen sum assured.
Broken Bones Benefit
Fracture Coverage: Receive a benefit payout ranging from S$10,000 to S$50,000 for broken bone injuries caused by accidents. The amount varies based on the protection level chosen and the type of fracture sustained.
Home Modification
Adaptive Support: Get reimbursed for home modifications necessary to facilitate movement after an accident. Coverage ranges from S$10,000 to S$20,000 per lifetime, available for higher sum assured plans.
Weekly Indemnity
Income Replacement: Receive a weekly benefit of up to S$300 if you're temporarily partially or totally disabled due to an accident, helping to maintain financial stability during recovery periods.
Daily Hospitalization
Hospital Cash Benefit: Receive S$50 to S$400 per day for up to 100 days when hospitalized due to an accident. The benefit doubles to 200% when confined in ICU, payable for up to 50 days for the same accident.
Claims and Customer Service
AXA understands the importance of prompt and efficient support when you need it most. To file a claim or seek assistance, you can contact AXA's customer care team at 1800 880 4888 (Singapore) or +65 6880 4888 (International). Alternatively, you can reach out via email at [email protected]. For more information and online services, visit the AXA website at www.axa.com.sg. AXA's dedicated team is committed to guiding you through the claims process and addressing any queries you may have, ensuring a smooth and hassle-free experience during challenging times.
