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Personal Accident

Introduction

In today's unpredictable world, having comprehensive personal accident insurance is crucial for safeguarding your financial well-being. Sompo PAStar offers a robust solution that provides peace of mind and financial protection against unexpected accidents. This innovative product goes beyond traditional coverage, offering a wide range of benefits designed to support you and your loved ones in times of need. With its flexible plans and extensive coverage options, Sompo PAStar stands out as a reliable choice for individuals seeking comprehensive accident protection.

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Coverage and Benefits

Sompo PAStar offers a comprehensive suite of benefits to protect you and your family from the financial impact of accidents. From accidental death coverage to medical expense reimbursement, this policy provides extensive protection across various scenarios. Let's explore the key benefits that make Sompo PAStar a standout choice for personal accident insurance.

Accidental Death Protection

Sompo PAStar provides substantial financial support in the event of accidental death. The coverage ranges from $100,000 to $1,000,000, depending on the plan selected (Deluxe, Elite, Elite Plus, or Elite Max).

Permanent Disability Coverage

The policy offers up to 150% of the capital sum insured for total paralysis of all limbs or total and permanent loss of sight in both eyes. Various percentages are allocated for different types of permanent disabilities, ensuring comprehensive coverage.

Temporary Disability Support

Sompo PAStar provides a weekly income benefit for temporary disablement, ranging from $100 to $500 per week, depending on the plan. This benefit is payable for up to 104 consecutive weeks for any one accident.

Medical Expense Reimbursement

The policy covers medical expenses ranging from $3,000 to $7,500 per accident, depending on the plan chosen. It also includes sub-limits for treatments by chiropractors, Chinese physicians, and physiotherapists.

Additional Protection

Sompo PAStar offers various other benefits, including daily hospitalization allowance (up to $400 per day), family/parental allowance, re-employment benefit, and coverage for personal effects damaged in an accident.

Coverage Customization

Sompo PAStar offers flexibility in tailoring your coverage to suit your specific needs and budget. With various plan options and additional covers, you can create a personalized insurance solution that provides optimal protection. Let's explore the customization options available with Sompo PAStar.

Plan Selection

Sompo PAStar offers four distinct plans: Deluxe, Elite, Elite Plus, and Elite Max. Each plan provides different levels of coverage, allowing you to choose the one that best fits your needs and budget.

Optional Covers

Enhance your protection with optional covers such as the ID Booster, Education Fund for children, and Parent's Cover. These add-ons allow you to extend your coverage and provide additional financial security for your family.

Real premiums suggested for Sompo PAStar

AgeWhat suggestion coversPremium
27, Female making
$3,800 a month
TPD
$1,000,000
death
$1,000,000
$455.95 null
23, Female making
$2,300 a month
annual limit
$1,200,000
ward
Up to Private hospital A ward (can also stay in Govt hospital)
$221.05 annual
Get your own quotes β†’

Riders and Additional Benefits

Sompo PAStar goes beyond basic accident coverage by offering a range of additional benefits and free extensions. These features enhance your protection and provide support in various scenarios. Let's explore some of the key riders and additional benefits that make Sompo PAStar a comprehensive personal accident insurance solution.

Infectious Disease Coverage

PAStar extends coverage to 17 specified infectious diseases, including SARS, dengue fever, and Zika virus. The ID Booster optional cover provides daily hospitalization allowance of up to $400 per day for up to 60 days due to these diseases.

Double Hospitalization Allowance

Receive double the daily hospitalization allowance for each full day of hospitalization in ICU, up to 50 days for any one accident. This benefit ensures extra financial support during critical times.

No Claim Bonus

Enjoy up to 25% increase in Accidental Death / Permanent Disablement sum insured if no claims are made. This reward encourages safe practices while providing increased coverage.

Lifestyle Protection

PAStar offers unique benefits such as staycation and ticket cancellation coverage (up to $200 per policy year) and bonuses for marriage ($100) and newborn children ($100 per child).

Claims and Customer Service

Sompo Insurance Singapore is committed to providing excellent customer service and a smooth claims process. To file a claim, policyholders can visit the Sompo website or contact their customer service hotline at +65 6461 6555. The company offers a user-friendly MHC Clinic Network Locator mobile app, allowing PAStar policyholders to enjoy cashless treatments at over 4,000 GP clinics. For any queries about the app, customers can contact MHC at 6774 5005 (Mon–Fri, 9am–6pm) or email [email protected]. Sompo's dedicated team is always ready to assist with any questions or concerns regarding your PAStar policy or claims.

Conclusion

Sompo PAStar is an excellent choice for individuals seeking comprehensive personal accident coverage. It's particularly well-suited for working professionals who want protection against accidents and infectious diseases, families looking for extensive coverage including benefits for children, and active individuals who desire worldwide protection. The policy's flexible plans and optional covers make it adaptable to various lifestyles and needs.
. Don't miss this opportunity to make an informed decision about your personal accident coverage and potentially win free premiums!

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