Are you ready to embrace new adventures but worried about unexpected accidents or illnesses? You're not alone. Many Singaporeans want to enjoy life to the fullest while ensuring their family's lifestyle is protected. That's where PA Secure comes in. Let's explore how this unique plan can give you peace of mind while you create unforgettable memories .
Find the right coverage in minutes
Use our advanced calculator to get personalized insurance recommendations
Get precise coverage recommendations based on your needs
Receive instant results without lengthy consultations
Get tailored recommendations based on your unique situation
PA Secure is a personal accident insurance plan designed for adventure-seekers and families . It offers comprehensive coverage against accidents and infectious diseases, with some unique features that cater to modern lifestyles. Here's what makes it stand out:
Plans start from just $92.82 per year.
Covers unlimited dependent children under a family plan.
Optional coverage for child care expenses and event cancellations.
Covers 7 common infectious diseases.
Same premium regardless of your job.
Accidental Death
Permanent Disability
Daily Hospital Income
Medical Expenses (for accidents and infectious diseases)
Protects against 7 diseases including Dengue fever and Hand, foot and mouth disease
Up to $2,000 for medical expenses per incident
Up to $5,000 for Daily Hospital Income coverage
Child and Student Care Expenses: Up to $500 reimbursement per incident
Event and Staycay Expenses: Up to $500 reimbursement per policy year
Individual, Couple, and Family plans available
Family plan covers unlimited dependent children at no extra cost
PA Secure offers two main plans with different levels of coverage. Here's a simple breakdown:
Accidental Death: $50,000 / $100,000
Permanent Disability: $50,000 / $100,000 (per policy year)
Medical Expenses: $1,000 / $2,000 (per incident)
Daily Hospital Income: $50 / $100 (per day, up to 50 days per policy year)
Child and Student Care Expenses: $500 (per incident)
Event and Staycay Expenses: $500 (per policy year)
Optional Benefits:
Monthly payment options are available for couple and family plans.
| Plan Type | Plan 1 | Plan 2 |
|---|---|---|
| Individual | $92.82 | $146.22 |
| Couple | $176.37 | $277.84 |
| Family | $266.18 | $420.98 |
If you sprain your ankle while jogging: Your medical bills would be covered (up to your plan limit), if you need hospital stay, you'd get daily cash benefits, and if you had to cancel a planned staycation, you could claim reimbursement (with optional benefit).
If your child gets Hand, foot and mouth disease: Medical expenses would be covered, if hospitalization is required, you'd receive daily hospital income, and you could claim reimbursement for childcare fees (with optional benefit).
If a family member is hospitalized just before a planned trip: You could claim reimbursement for non-refundable expenses (with optional benefit), medical expenses and daily hospital income would be covered, and the coverage applies to all insured family members.
Affordable premiums starting from $92.82 per year
Covers both accidents and infectious diseases
Family-friendly with coverage for unlimited dependent children
Unique lifestyle benefits for child care and event cancellations
Same premium regardless of occupation
Monthly payment options for couple and family plans
Infectious diseases diagnosed within 14 days of policy start are not covered
Does not cover epidemics or pandemics as announced by authorities
Optional benefits have relatively low coverage limits
No coverage for pre-existing conditions
Singapore residents aged 15 days to 65 years old.
Coverage may continue up to 75 years old with reduced benefits and possibly higher premiums.
Only the 7 listed diseases are covered, and there's a 14-day waiting period.
Couple plans cover two married adults, while family plans include children.
Contact Income Insurance as soon as possible after the incident. They'll guide you through the process.
PA Secure offers a unique blend of accident and infectious disease coverage , with added lifestyle benefits that cater to modern families and adventure-seekers. Its affordable premiums, family-friendly options, and occupation-neutral pricing make it an attractive choice for many Singaporeans.
The plan's strength lies in its comprehensive coverage for both accidents and specific infectious diseases, along with optional benefits that address real-life concerns like childcare expenses and trip cancellations. However, it's important to note the coverage limits and exclusions, particularly for infectious diseases.
Remember, the best insurance plan is one that fits your specific needs and lifestyle. Consider your current health, family situation, and adventure plans before making a decision.
Ready to take the next step? Don't rely on just one opinion. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on personal accident insurance that suits your adventurous lifestyle. These professionals will review your needs and provide personalised recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your active lifestyle and family needs. Don't leave your protection to chance – get the expert advice you deserve today.
By filling this out, you agree to allow us to contact you about insurance related information.
Compare other personal accident options to find the best coverage for your needs
Income PA Assurance offers a unique combination of personal protection and family care. With coverage of up to $1.5 million for permanent disability, it not only safeguards your future but also allows you to extend protection to your parents. This dual-purpose policy provides peace of mind for you and your loved ones, making it a comprehensive solution for those looking to secure their family's well-being.
Income SpecialCare stands out as a thoughtful insurance solution for families with children who have autism. One of its most notable features is the provision of up to $60,000 for permanent disability, offering a significant financial safety net. This specialized coverage demonstrates Income's commitment to addressing the unique needs of families facing the challenges of autism, providing peace of mind and crucial support for the future.
PA Fitness Protect offers a unique safeguard for fitness enthusiasts and active individuals. With coverage of up to $750,000 for permanent disabilities, it provides substantial protection for those who embrace an active lifestyle. This specialized insurance goes beyond typical coverage, ensuring you can pursue your fitness passions with greater peace of mind.
PA Guard offers robust personal accident protection with a standout feature: up to $1,125,000 coverage for permanent disability. This substantial benefit can provide crucial financial support for you and your loved ones in the event of a life-altering accident. Discover how PA Guard's comprehensive coverage goes beyond the ordinary to safeguard your future.
AIA Centurion PA is revolutionizing personal accident insurance with its groundbreaking multi-stage dementia coverage, a first in the market. This innovative feature provides comprehensive protection against the progressive nature of dementia, offering policyholders peace of mind and financial support at various stages of the condition. Discover how AIA Centurion PA is setting new standards in personal accident insurance and see if it aligns with your protection needs.
AIA Pink of Health is a comprehensive insurance plan designed specifically for women's health needs. What sets it apart is its exceptional coverage for permanent total disability, offering up to 150% of the sum assured - a feature that provides substantial financial protection during challenging times. This unique benefit underscores AIA's commitment to supporting women through various health scenarios, making it a standout choice in the realm of women's health insurance.
AIA Prime Life goes beyond typical life insurance, offering a unique benefit that protects you in everyday scenarios. With coverage of up to $100,000 for public transport accidents, it provides an extra layer of security for your daily commute. This innovative feature, along with the option to protect both yourself and your parents, makes AIA Prime Life a comprehensive solution for modern life's uncertainties.
AIA Solitaire PA (II) offers exceptional protection with a standout feature: up to S$1.5M payout for transport accidents. This personal accident plan goes beyond individual coverage, allowing you to extend protection to your parents as well. With its comprehensive benefits and unique family-oriented approach, AIA Solitaire PA (II) provides peace of mind for you and your loved ones in unexpected situations.
Explore more: Real customer experiences • Insurance guides • Coverage calculator
Learn about Personal Accident insurance basics or compare Personal Accident policies