Are you worried about the financial impact of accidents on you and your family? You're not alone. Accidents can happen to anyone, anytime, anywhere. That's where Income PA Assurance comes in. Let's explore how this versatile plan can protect you and your loved ones, giving you peace of mind in an unpredictable world.
Find the right coverage in minutes
Use our advanced calculator to get personalized insurance recommendations
Get precise coverage recommendations based on your needs
Receive instant results without lengthy consultations
Get tailored recommendations based on your unique situation
Income PA Assurance is a comprehensive personal accident insurance plan designed to protect you and your family from the financial hardships that accidents can bring. It offers worldwide coverage and can be enhanced with optional infectious disease protection. Here's what makes it stand out:
Flexible Coverage: Choose from four plans with increasing levels of protection.
Affordable Premiums: Start from as low as $0.54 a day.
Family-Friendly: 40% discount on premiums for children if at least one parent is insured under the same policy.
Optional Infectious Disease Cover: Protect against 21 specified infectious diseases.
Covers accidental death and permanent disability
Pays for medical expenses due to accidents
Provides daily hospital income and weekly cash benefits
Covers physiotherapy and home modification expenses
Includes mobility aids and ambulance fees
Offers trauma counseling and child support fund
Protects against 21 infectious diseases including dengue fever, SARS, and COVID-19
Provides similar benefits as accident coverage for infectious diseases
Protection while in Singapore and up to 180 days when traveling abroad
| Age | What suggestion covers | Premium |
|---|---|---|
| 26, Female making $5,265 a month | tcm treatment $500 accidental death $100,000 medical expenses $2,000 | $219.03 |
| 23, Female making $2,600 a month | tcm chiropractic $250 ambulance mobility aids $700 accidental death dismemberment $50,000 accidental medical reimbursement $1,000 | $96 |
| 23, Male making $2,500 a month | death benefit $100,000 tcm treatment $500 medical expenses $2,000 | $219.03 |
| 26, Female making $9,166.667 a month | death benefit $100,000 medical expenses $2,000 tcm chiropractor $500 | $219.03 |
| 24, Female making $83,333.333 a month | $176.64 |
Income PA Assurance offers four plans with increasing levels of coverage. Here's a simplified breakdown of key benefits:
Accidental Death: $100,000 / $250,000 / $500,000 / $1,000,000
Permanent Disability: $150,000 / $375,000 / $750,000 / $1,500,000
Medical Expenses: $2,000 / $5,000 / $10,000 / $20,000 per accident
Daily Hospital Income: $100 / $200 / $300 / $400 per day
Child Support Fund: $5,000 / $15,000 / $25,000 / $35,000
Death Benefit: $100,000 / $250,000 / $300,000 / $500,000
Permanent Disability: $100,000 / $250,000 / $300,000 / $500,000
Medical Expenses: $2,000 / $5,000 / $10,000 / $20,000 per infectious disease
Remember, there's a 40% discount on premiums for children if at least one parent is insured under the same policy.
Plan 1: $198 / $428
Plan 2: $417 / $779
Plan 3: $730 / $1,235
Plan 4: $950 / $1,900
Plan 1: $217 / $492
Plan 2: $480 / $895
Plan 3: $840 / $1,420
Plan 4: $1,092 / $2,185
If you fall and break your leg: Your medical bills would be covered (up to your plan limit), you'd receive daily hospital income during your stay, physiotherapy expenses would be covered, and if you need crutches or a wheelchair, the plan would help pay for them.
If you contract dengue fever (with optional infectious disease cover): Your medical expenses would be covered, you'd receive daily hospital income if admitted, and treatment by a Chinese medicine practitioner would be covered.
If an accident leaves you permanently disabled: You'd receive a lump sum payment based on the severity of disability, home modification expenses would be covered, and you'd be eligible for trauma counseling.
Comprehensive coverage for accidents and optional infectious disease protection
Flexible plans to suit different needs and budgets
Family-friendly with discounts for children
Worldwide coverage
Covers a wide range of expenses including TCM and chiropractic treatment
Infectious diseases diagnosed within 14 days of policy start are not covered
Does not cover epidemics or pandemics until they are declared over
Coverage reduces after age 65
Anyone with a valid Singapore identification document, aged 15 days to 65 years old.
Coverage may be extended up to 75 years old, subject to new terms.
Generally, pre-existing conditions are not covered.
You're covered for up to 180 consecutive days when outside Singapore.
Diseases diagnosed within 14 days of policy start, and ongoing epidemics or pandemics.
Income PA Assurance offers a comprehensive solution for protecting you and your family against the financial impact of accidents and, optionally, infectious diseases. With its flexible plans, family-friendly discounts, and wide-ranging benefits, it provides a safety net that can give you peace of mind in today's unpredictable world.
Whether you're a young professional, a parent with growing children, or approaching retirement, this plan can be tailored to suit your needs and budget. The optional infectious disease cover is particularly relevant in today's health landscape.
Remember, the best insurance is the one that fits your specific needs and situation. Consider your current health, lifestyle, occupation, and existing coverage before making a decision.
Ready to take the next step? Don't rely on just one opinion. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on personal accident insurance. These professionals will review your needs and provide personalised recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your needs. Don't leave your protection to chance – get the expert advice you deserve today.
By filling this out, you agree to allow us to contact you about insurance related information.
Read the complete transcript of our expert discussion about Income PA Assurance. This detailed analysis covers key features, benefits, and important considerations for potential policyholders.
Welcome to the deep dive. Today we're getting into something important, especially if you're just starting out
Click above to view the complete podcast transcript
Compare other personal accident options to find the best coverage for your needs
Income SpecialCare stands out as a thoughtful insurance solution for families with children who have autism. One of its most notable features is the provision of up to $60,000 for permanent disability, offering a significant financial safety net. This specialized coverage demonstrates Income's commitment to addressing the unique needs of families facing the challenges of autism, providing peace of mind and crucial support for the future.
PA Fitness Protect offers a unique safeguard for fitness enthusiasts and active individuals. With coverage of up to $750,000 for permanent disabilities, it provides substantial protection for those who embrace an active lifestyle. This specialized insurance goes beyond typical coverage, ensuring you can pursue your fitness passions with greater peace of mind.
PA Guard offers robust personal accident protection with a standout feature: up to $1,125,000 coverage for permanent disability. This substantial benefit can provide crucial financial support for you and your loved ones in the event of a life-altering accident. Discover how PA Guard's comprehensive coverage goes beyond the ordinary to safeguard your future.
PA Secure offers a unique blend of personal accident protection that extends beyond just you. With coverage of up to $100,000 for accidental death, this plan allows you to safeguard not only yourself but also your parents, providing a comprehensive safety net for your family. This distinctive feature sets PA Secure apart, offering peace of mind that spans generations.
AIA Centurion PA is revolutionizing personal accident insurance with its groundbreaking multi-stage dementia coverage, a first in the market. This innovative feature provides comprehensive protection against the progressive nature of dementia, offering policyholders peace of mind and financial support at various stages of the condition. Discover how AIA Centurion PA is setting new standards in personal accident insurance and see if it aligns with your protection needs.
AIA Pink of Health is a comprehensive insurance plan designed specifically for women's health needs. What sets it apart is its exceptional coverage for permanent total disability, offering up to 150% of the sum assured - a feature that provides substantial financial protection during challenging times. This unique benefit underscores AIA's commitment to supporting women through various health scenarios, making it a standout choice in the realm of women's health insurance.
AIA Prime Life goes beyond typical life insurance, offering a unique benefit that protects you in everyday scenarios. With coverage of up to $100,000 for public transport accidents, it provides an extra layer of security for your daily commute. This innovative feature, along with the option to protect both yourself and your parents, makes AIA Prime Life a comprehensive solution for modern life's uncertainties.
AIA Solitaire PA (II) offers exceptional protection with a standout feature: up to S$1.5M payout for transport accidents. This personal accident plan goes beyond individual coverage, allowing you to extend protection to your parents as well. With its comprehensive benefits and unique family-oriented approach, AIA Solitaire PA (II) provides peace of mind for you and your loved ones in unexpected situations.
Explore more: Real customer experiences • Insurance guides • Coverage calculator
Learn about Personal Accident insurance basics or compare Personal Accident policies
