In today's unpredictable world, personal accident insurance is a crucial safeguard for you and your loved ones. Accidents can happen anytime, anywhere, and the financial burden they bring can be overwhelming. That's where Income PA Assurance steps in, offering comprehensive protection against the unexpected. This innovative product from Income provides a wide range of benefits, from accidental death coverage to medical expense reimbursement, ensuring you're prepared for life's uncertainties. With flexible plans and optional infectious disease cover, PA Assurance is designed to give you peace of mind in an ever-changing world.
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Income PA Assurance offers a comprehensive suite of benefits to protect you and your family from the financial impact of accidents. From substantial payouts for accidental death to coverage for medical expenses and daily hospital income, this product is designed to provide all-round protection. Let's explore the key benefits that make PA Assurance stand out:
Secure your family's future with a substantial payout of up to $1,000,000 in the event of accidental death. This benefit ensures your loved ones are financially protected if the unthinkable happens.
Receive up to $1,500,000 for permanent disability due to an accident. This benefit provides crucial financial support if you're unable to work due to a permanent disability.
Get coverage of up to $20,000 for medical expenses incurred due to an accident. This benefit helps alleviate the financial burden of unexpected medical bills.
Receive up to $400 per day for up to 365 days per policy year if you're hospitalized due to an accident. This benefit helps cover additional expenses during your hospital stay.
Get up to $500 per week for up to 104 weeks in a row if you're temporarily disabled due to an accident. This benefit helps replace lost income during your recovery period.
PA Assurance also covers physiotherapy expenses up to $5,000 per policy year and home modification expenses up to $25,000 per lifetime. These benefits provide essential support for your recovery and adaptation after an accident.
Income PA Assurance offers flexibility to tailor your coverage according to your needs and budget. With multiple plan options and the ability to add infectious disease cover, you can create a policy that provides the right level of protection for you and your family. Here's how you can customize your coverage:
Choose from four different plans with varying levels of coverage. Plan 1 starts from as low as $198 per year, while Plan 4 offers the highest level of protection at $950 per year (without infectious disease cover).
Enhance your protection by adding optional infectious disease cover. This add-on provides coverage against 21 specified infectious diseases, including dengue fever, SARS, and COVID-19.
| Age | What suggestion covers | Premium |
|---|---|---|
| 24, Male making $1,500 a month | critical illness $210,000 death $25,000 early critical illness $210,000 | $810.85 annual |
| 27, Female making $9,166.667 a month | death $500,000 early critical illness $100,000 income loss $1,500 late critical illness $150,000 permanent disability $1,000,000 personal accident $100,000 | $2,369 null |
| 26, Male making $0 a month | additional coverage 1.5 times your Sum Assured for free (if you're a life assured or a pedestrian or travelling overseas) sum assured $3,000,000 | $323 annual |
| 31, Female making $6,000 a month | post 65: ci $55,000 death $55,000 eci $0 pre 65: ci $330,000 death $330,000 eci $300,000 | $3,078.05 annual |
| 29, Male making $4,166.667 a month | TPD $250,000 critical illness $250,000 death $250,000 early critical illness $200,000 terminal illness $250,000 | $3,636.5 annual |
Income PA Assurance goes beyond basic accident coverage to provide comprehensive protection for you and your family. With a range of additional benefits and riders, you can enhance your policy to suit your specific needs. Let's explore some of the key additional features that make PA Assurance stand out:
Receive up to $35,000 to support your dependent children's future educational needs in the event of accidental death. This benefit ensures your children's education is secured even in your absence.
Get coverage for trauma counseling expenses up to $5,000 per policy year. This benefit helps you access mental health support following a traumatic accident.
Benefit from emergency medical evacuation and repatriation coverage up to $50,000 per policy year. This ensures you receive necessary medical care, even when traveling abroad.
Income is committed to providing excellent customer service and a smooth claims process. To file a claim, policyholders can visit Income's website and submit their claim online, or they can contact their insurance advisor for assistance. The claims process is designed to be straightforward and efficient, with dedicated support staff available to guide you through each step. For any queries or support needs, customers can reach out to Income's customer service hotline, which is available during business hours. Income also offers digital tools and resources to help policyholders manage their policies and access important information easily.
Income PA Assurance is an excellent choice for individuals and families seeking comprehensive accident protection. It's particularly well-suited for working professionals who want to safeguard their income and financial stability, parents looking to secure their children's future, and active individuals who want peace of mind during their daily activities and travels. With its flexible plans and wide-ranging benefits, PA Assurance offers a safety net that can be tailored to various lifestyles and needs.
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