Introduction
Cancer is a devastating illness that can strike anyone, and the financial burden of treatment can be overwhelming. With 1 in 4 people likely to develop cancer in their lifetime and treatment costs ranging from S$100,000 to S$200,000 yearly, it's crucial to have comprehensive coverage. Singlife Cancer Cover Plus is designed to supplement your existing medical insurance, providing additional protection against hefty cancer treatment bills both locally and overseas. This innovative product offers peace of mind by reducing out-of-pocket expenses and ensuring access to the best possible care when you need it most.
Coverage and Benefits
Singlife Cancer Cover Plus offers comprehensive coverage for cancer treatments, both locally and internationally. This plan is designed to complement your existing medical insurance, providing additional financial protection against the high costs of cancer care. Let's explore the key features and benefits of this product.
Extensive Cancer Coverage
Singlife Cancer Cover Plus covers outpatient cancer drug treatments and services, both on and off the Cancer Drug List (CDL). It also includes coverage for advanced treatments like Proton Beam Therapy and Cell, Tissue, and Gene Therapy.
High Annual Limit
The plan offers a generous annual coverage limit of up to S$1.5 million per policy year. This high limit ensures that you can access the treatment you need without financial constraints.
As-Charged Coverage
Enjoy greater peace of mind with as-charged coverage for claims. This feature helps reduce your out-of-pocket expenses by covering eligible medical bills from cancer treatments as they are charged.
Worldwide Coverage
Singlife Cancer Cover Plus provides coverage for cancer treatments both locally and overseas. This flexibility allows you to seek the best care available, regardless of location.
Additional Benefits
Singlife Cancer Cover Plus goes beyond basic cancer coverage to offer additional benefits that enhance your protection and support your treatment journey. These features are designed to provide comprehensive support and reduce financial stress during a challenging time.
Trusted Medical Partner
Singlife has partnered with Icon Cancer Centre Singapore, a trusted name in cancer treatment. Policyholders can enjoy dedicated and personalized cancer treatments, a broad spectrum of evidence-based cancer services, and a comprehensive end-to-end journey for cancer treatment.
Easy Application Process
Signing up for Singlife Cancer Cover Plus is simple and fast. You only need to answer 3 simple health questions, with no medical check-up required.
Complementary Coverage
This plan is designed to work seamlessly with your existing medical insurance plans, such as Integrated Shield Plans and riders. It helps to fill coverage gaps and reduce your overall out-of-pocket expenses for cancer treatment.
Policy Term and Renewability
Understanding the policy term and renewability options is crucial when considering Singlife Cancer Cover Plus. These features determine the duration of your coverage and how it can be maintained over time. Let's examine the key aspects of the policy term and renewability for this product.
Entry Age
While specific minimum and maximum entry ages are not provided in the given information, it's important to note that all ages mentioned in the policy refer to age next birthday.
Policy Term
The exact policy term options are not specified in the provided information. It's recommended to consult with a Financial Adviser Representative for detailed information on available policy terms.
Renewability
Information about renewability options is not explicitly stated in the provided details. For accurate information on how the policy can be renewed or extended, it's best to speak with a Singlife representative.
Claims and Customer Service
While specific details about the claims process are not provided in the given information, Singlife is committed to providing excellent customer service. For assistance with filing claims or any other inquiries, policyholders can contact Singlife at (65) 6827 9933. Singlife's office is located at 4 Shenton Way, #01-01, SGX Centre 2, Singapore 068807. For more information about Singlife Cancer Cover Plus, including details about the claims process, it's recommended to visit singlife.com/cancer-cover-plus or speak to a trusted Financial Adviser Representative.
Conclusion
Singlife Cancer Cover Plus is an excellent choice for individuals seeking comprehensive cancer coverage that complements their existing health insurance. This product is particularly suitable for those who want the flexibility to seek treatment both locally and overseas, individuals concerned about the high costs of advanced cancer treatments, and those looking for a simple application process with no medical check-up required. By offering high annual coverage limits, as-charged benefits, and coverage for a wide range of cancer treatments, Singlife Cancer Cover Plus provides valuable peace of mind in the face of a potential cancer diagnosis.
