In today's world, the threat of cancer looms large. Did you know that 1 in 4 people are likely to develop cancer in their lifetime ? Even more alarming is the fact that treatment for late stages of cancer can range from S$100,000 to S$200,000 yearly . With such staggering statistics, it's crucial to have comprehensive cancer coverage. This is where Singlife Cancer Cover Plus comes in, offering a robust solution to supplement your existing medical insurance.
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Singlife Cancer Cover Plus is a specialized medical plan designed to protect you against the hefty medical bills associated with cancer treatments . It's not meant to replace your existing medical insurance but to complement it, particularly your Integrated Shield Plan (IP) and riders. The goal is to significantly reduce your out-of-pocket expenses for cancer treatments, both locally and overseas .
Covers outpatient cancer drug treatments, both on and off the Cancer Drug List (CDL). Includes coverage for Proton Beam Therapy and Cell, Tissue and Gene Therapy.
Up to S$1.5 million per policy year
Allows you to seek cancer treatments overseas
Provides coverage for claims as they are charged, reducing out-of-pocket expenses
Only 3 simple health questions to answer. No medical check-up required.
Teamed up with Icon Cancer Centre Singapore for a seamless treatment journey
Treatments on the Cancer Drug List (CDL) and treatments not on the CDL (Classes A to E of the Non-CDL Classification Framework)
Consultations, scans, lab investigations, treatment preparation and administration fees, supportive care drugs, blood transfusions
Both inpatient and outpatient treatments, including associated consultation fees, examinations, and lab tests
Both inpatient and outpatient treatments, including associated consultation fees, examinations, and lab tests
Covers medical expenses at overseas hospitals for covered cancer treatments, subject to pre-approval and certain conditions
Singlife Cancer Cover Plus is designed to work alongside your existing health insurance. Here's how it fits in:
This structure significantly reduces your out-of-pocket expenses for cancer treatments .
Has Singlife Shield Plan 1 (without rider). Diagnosed with lung cancer. Undergoes cancer drug treatment on the CDL for 4 months at a private hospital. Total medical bill: S$140,000. With Singlife Cancer Cover Plus, Kate reduces her out-of-pocket expenses by 87%!
Has Singlife Shield Plan 1 with Singlife Health Plus Private Prime rider. Diagnosed with breast cancer. Receives cancer drug treatment not on the CDL for 6 months at a private hospital. Total medical bill: S$180,000. With Singlife Cancer Cover Plus, Tina reduces her out-of-pocket expenses by 88%!
The cost of Singlife Cancer Cover Plus depends on factors such as your age and chosen coverage amount. While specific premium amounts aren't provided in the brochure, it's important to note that premiums are likely to increase as you get older. To get an accurate quote, you'll need to speak with a Financial Adviser Representative.
High annual coverage limit (up to S$1.5 million)
Covers treatments both on and off the Cancer Drug List
Worldwide coverage
Easy application process
Complements existing health insurance
Partnered with a trusted cancer treatment center
Doesn't replace comprehensive health insurance
Only covers cancer-related treatments
10% co-insurance still required
Premiums likely to increase with age
While Singlife Cancer Cover Plus offers comprehensive cancer coverage, there are some important points to keep in mind:
The plan requires answering 3 health questions. Your eligibility may depend on your answers.
No, it's designed to complement your existing coverage, not replace it.
Yes, but you may enjoy additional benefits if you choose the partnered Icon Cancer Centre Singapore.
This plan specifically covers cancer treatments. Other illnesses would be covered by your regular health insurance.
While not specified in the brochure, there's likely to be an age limit. Check with a Financial Adviser Representative for details.
Singlife Cancer Cover Plus offers a robust solution for those seeking extra protection against the high costs of cancer treatments. By complementing your existing health insurance, it can significantly reduce your out-of-pocket expenses if you're diagnosed with cancer . The plan's high coverage limit, worldwide coverage, and inclusion of both CDL and non-CDL treatments make it a comprehensive option for cancer protection.
However, as with any insurance decision, it's crucial to carefully consider your personal needs, existing coverage, and financial situation before making a choice. While the plan offers substantial benefits, remember that it's specifically designed for cancer coverage and doesn't replace comprehensive health insurance.
Ready to boost your financial shield against cancer? Don't rely on just one perspective. Get expert insights tailored to your unique needs. Sign up now to receive 5 expert opinions on cancer coverage insurance. These professionals will review your specific situation and provide personalized recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your needs. Don't leave your protection to chance – get the expert advice you deserve today.
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