Get the winning advantage with Singapore's first critical illness coverage tailored for Type 2 diabetics and pre-diabetics . A diabetes diagnosis is life-changing in every sense, requiring big lifestyle adjustments including careful attention to diet, exercise, and daily health monitoring.
Even as you tackle new health challenges, you may face difficulties getting new coverage or keeping up with future treatment costs. This is what AIA Diabetes Care was created for - a groundbreaking plan for pre-diabetics and Type 2 diabetics aged 30 to 65 years old , helping you score against diabetes so you can live life to the fullest.
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Getting coverage after a diagnosis is now easier with AIA Diabetes Care, without the need for medical examinations . Simply answer 5 simple questions for access to the coverage you need.
Should a critical illness strike, AIA Diabetes Care creates a financial safety net for you, so you can focus on recovery. You'll receive your full coverage amount, or 110% of the total annual premiums paid, whichever is higher , if diagnosed with any covered condition.
To give you peace of mind, AIA Diabetes Care is guaranteed renewable and the premium will remain the same throughout the whole policy, up to age 80 . You don't have to worry about escalating premiums in your later years.
Irreversible Loss of Sight
Coverage for this major cardiac procedure
Protection against severe heart attacks
Coverage for advanced kidney complications
Protection against severe stroke complications
Because of elevated blood sugar levels over the long term, we recognize the importance of managing your condition. We'll give you a 20% payout of your coverage amount upon limb amputation as a result of a diabetes-related complication, ensuring you'll have the support you need to adjust your lifestyle.
This additional benefit provides crucial financial support when you need it most, helping you adapt to lifestyle changes that may be required.
As one of the most comprehensive health and wellness programmes in Singapore , AIA Vitality motivates you with weekly rewards and many partner benefits as you achieve your health and fitness milestones. AIA Vitality empowers you with tools that help you learn more about your health – from online health assessments to exclusive health screening packages.
Every time you get active, eat well, and complete health checks, you will earn AIA Vitality points. The more points you earn, the more you can boost your AIA Vitality status to enjoy partner benefits and unlock rewards that include up to 15% discount on your insurance premiums!
Did you know that a 1% drop in your HBA1C levels reduces your risk of:
Lower risk of amputation
Lower risk of microvascular complications
Lower risk of stroke
Lower risk of heart failure
For extra peace of mind, bolster your plan with an optional Cancer Cover . Upon a diagnosis of early or intermediate stage cancer, you will receive a 20% payout of your coverage amount. If diagnosed with major cancer, you will get a further 100% of your coverage amount.
This additional coverage works in conjunction with your main plan, providing comprehensive protection against multiple health risks.
To be eligible for coverage, the insured must be a non-smoker, whose diabetic condition was diagnosed after age 25, with no pre-existing diabetes-related complications . The plan is available for pre-diabetics and Type 2 diabetics aged 30 to 65 years old.
Waiting period and survival period are applicable before benefits will be payable. Please refer to policy contracts for specific details.
20% of coverage amount is payable upon amputation of a foot or hand at/above the ankle or wrist, to treat gangrene that has occurred due to a diabetes-related complication. Payable only once and provided there is no payout made for the critical illness benefit.
Cancer cover benefits are payable only once and provided there is no payout made for major cancer from the same coverage.
Discount applicable from the second policy year onwards will depend on the AIA Vitality Status attained. The discount is capped at 15%.
AIA Diabetes Care represents a breakthrough in insurance coverage for diabetics and pre-diabetics. As Singapore's first critical illness coverage specifically tailored for this community , it addresses the unique challenges faced by those managing diabetes.
With simplified underwriting, guaranteed renewability, and comprehensive coverage for diabetes-related complications, this plan provides the financial security you need to focus on your health and recovery. Don't let diabetes limit your insurance options – take control of your financial protection today.
Ready to explore how AIA Diabetes Care can protect your financial future? Don't make this important decision alone . Get personalized insights from multiple insurance experts who understand the unique needs of diabetics and pre-diabetics.
Our network of qualified advisors will review your specific health situation and provide tailored recommendations, helping you understand how AIA Diabetes Care fits into your overall insurance strategy. Get expert opinions from 5 different insurance advisors to ensure you're making the most informed decision for your health and financial security.
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Read the complete transcript of our expert discussion about AIA Diabetes Care. This detailed analysis covers key features, benefits, and important considerations for potential policyholders.
Welcome to the deep dive. This is where we take a whole lot of information—articles, notes, research—and really zero in on what matters. We
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