In today's fast-paced world, accidents can happen unexpectedly, potentially causing financial strain and disrupting our lives. That's where personal accident insurance comes in, offering crucial protection against unforeseen circumstances. Great Eastern's AccidentCare Plus II is a comprehensive and flexible personal accident insurance plan designed to provide tailored coverage for your unique needs. With customizable benefits and worldwide protection, AccidentCare Plus II offers peace of mind for you and your loved ones, ensuring financial security in the face of accidents.
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AccidentCare Plus II offers a wide range of benefits to protect you financially in case of accidents. From accidental death coverage to disability benefits and medical expense reimbursement, this plan provides comprehensive protection tailored to your needs. Let's explore the key coverage areas and benefits offered by AccidentCare Plus II:
Financial Security for Loved Ones. In the unfortunate event of accidental death, AccidentCare Plus II provides a lump sum payment to your beneficiaries. The sum assured can be customized based on your coverage needs, offering financial protection for your family.
Long-term Financial Support. If an accident results in permanent total disability, AccidentCare Plus II offers a lump sum payment. This benefit helps cover long-term care costs and compensates for loss of income due to inability to work.
Compensation for Lasting Injuries. For permanent partial disabilities resulting from accidents, the plan provides a percentage of the sum assured based on the severity of the disability. This benefit helps manage the financial impact of lasting injuries.
Weekly Income Support. AccidentCare Plus II offers a weekly benefit for up to 104 weeks in case of temporary total disability due to an accident. This benefit helps replace lost income during the recovery period.
Comprehensive Medical Coverage. The plan reimburses medical expenses incurred due to accidents, including treatment by Complementary Medicine Practitioners. Coverage limits can be customized, with options ranging from S$200 to S$1,000 and above.
Extra Protection. AccidentCare Plus II also covers ambulance fees, mobility aids, and home modifications. These benefits provide additional support for recovery and adaptation after an accident.
One of the key advantages of AccidentCare Plus II is its flexibility, allowing you to tailor the coverage to your specific needs and budget. This customization ensures that you're not paying for coverage you don't need while still getting comprehensive protection. Let's explore the customization options available:
Flexible Coverage Amounts. AccidentCare Plus II allows you to choose your desired sum assured for each benefit. For example, the accidental death benefit can be customized in units of S$10,000, enabling you to select the appropriate coverage level.
Budget-Friendly Choices. The plan offers various premium options based on your occupation class and chosen coverage. This flexibility allows you to balance comprehensive protection with affordable premiums that fit your budget.
| Age | What suggestion covers | Premium |
|---|---|---|
| 23, Female making $2,300 a month | annual limit $1,200,000 ward Up to Private hospital A ward (can also stay in Govt hospital) | $221.05 annual |
| 29, Female making $4,166.667 a month | TPD $1,000,000 death $1,000,000 | $481.1 annual |
| 28, Female making $4,800 a month | post 65: ci $200,000 death $200,000 eci $0 pre 65: ci $200,000 death $200,000 eci $0 | $2,686.6 limited pay |
| 45, Female making $12,500 a month | aci $750,000 death tpd $1,000,000 eci $250,000 | $13,649.5 annual |
| 74, Female making $15,000 a month | claims adjusted pricing hospitalisation: annual limit $1,500,000 coverage percentage $95 pre post hospitalisation | $834.09 annual |
AccidentCare Plus II goes beyond basic coverage by offering additional riders and benefits to enhance your protection. These optional add-ons allow you to further customize your policy to address specific needs or concerns. Here are some of the key riders and additional benefits available:
Extra Protection for Women. Female policyholders receive an additional 20% coverage for death, permanent disablement, and hospital income benefits at no extra cost. This unique feature recognizes the specific needs of women.
Full Benefits for Riders. For an additional 15% premium, full benefits can be extended to motorcyclists. This option is crucial for those who frequently use motorcycles for commuting or leisure.
Protection Anywhere, Anytime. AccidentCare Plus II provides 24/7 coverage worldwide, including protection against acts of terrorism. This ensures you're protected whether at home or traveling abroad.
Emergency Medical Support. The plan covers evacuation and repatriation expenses up to S$50,000 per period of insurance. This benefit is invaluable for those who travel frequently or work overseas.
Great Eastern is committed to providing excellent customer service and a smooth claims process for AccidentCare Plus II policyholders. To file a claim, you can contact Great Eastern's customer service hotline at +65 6248 2211 or visit their website for online claim submission options. The company's dedicated claims team will guide you through the process and assist with any required documentation. For general inquiries or policy-related questions, you can reach out to Great Eastern via email at [email protected] or visit one of their branch offices for in-person assistance.
Great Eastern's AccidentCare Plus II is an excellent choice for individuals seeking comprehensive and flexible personal accident coverage. This plan is particularly well-suited for active professionals who want customizable protection, frequent travelers in need of worldwide coverage, and those looking for additional benefits like ladies' coverage boost or motorcyclist protection. With its wide range of benefits and customization options, AccidentCare Plus II can provide peace of mind for you and your loved ones in the face of unexpected accidents.
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