Are you worried about the financial impact of unexpected accidents? You're not alone. Accidents can happen anytime, anywhere, and to anyone . That's where Great Eastern's AccidentCare Plus II comes in. Let's explore how this flexible personal accident plan can provide you with tailored protection and peace of mind.
Find the right coverage in minutes
Use our advanced calculator to get personalized insurance recommendations
Get precise coverage recommendations based on your needs
Receive instant results without lengthy consultations
Get tailored recommendations based on your unique situation
AccidentCare Plus II is a customizable personal accident insurance plan designed to fit your unique needs and budget . Unlike one-size-fits-all policies, this plan allows you to mix and match benefits, ensuring you get the coverage you need without paying for what you don't.
Choose the benefits and coverage amounts that suit your lifestyle and budget
Protection in Singapore and abroad, including coverage for acts of terrorism
Weekly disability benefit for up to 104 weeks , starting from the day your disability is certified by a doctor
Reimburses medical expenses, including Traditional Chinese Medicine (TCM) and chiropractic treatments, as well as mobility aids
You're covered no matter where you are in the world
Additional 20% coverage for death, permanent disablement, and hospital income benefits
| Age | What suggestion covers | Premium |
|---|---|---|
| 24, Female making $83,333.333 a month | $129.6 | |
| 22, Female making $2,300 a month | tcm claim limit $500 injury claim limit $2,500 public conveyance coverage $600,000 accidental death and disability $200,000 | $23.17 |
| 44, Female making $12,500 a month | co insurance: cap $3,000 percentage $10 policy limit $1,500,000 pre hospitalization $180 post hospitalization $365 | $521 |
| 73, Female making $15,000 a month | accidental death $300,000 accidental medical reimbursement $3,000 accidental permanent disablement $200,000 | $320 |
| 25, Male making $4,000 a month | accidental death $300,000 accidental medical reimbursement $3,000 accidental permanent disablement $200,000 | $320 |
The coverage amount depends on the units you choose for each benefit. Here's a simple breakdown:
The premium depends on your occupation class and the coverage you choose. Here's a general idea:
Occupation Classes:
Annual premiums per unit of coverage range from:
Remember, these are just examples. Your actual premium will depend on your chosen coverage and occupation class.
If you slip and fall while on a business trip: Your medical bills would be covered, including any TCM treatments. If you need to be evacuated home, the plan would arrange and pay for it. You'd receive a weekly benefit if you're unable to work temporarily.
If you opt for full benefits as a motorcyclist and have an accident: You'd be eligible for the full coverage amount, not a reduced benefit. Your medical expenses and any required mobility aids would be covered. You'd receive a weekly benefit during your recovery period.
If you're a lady who injures yourself at home: You'd receive an additional 20% coverage on top of your chosen benefits. Any medical expenses, including chiropractic treatments, would be covered. If you need mobility aids like crutches, the plan would reimburse you.
Highly customizable to fit your needs and budget
Covers a wide range of accident-related situations
Includes alternative treatments like TCM
Worldwide coverage, including terrorism acts
Extra benefits for ladies
Option for full coverage for motorcyclists
Premiums may increase at policy renewal
High-risk activities have reduced benefits (50% reduction)
Weekly disability benefit only available for ages 17-60
Yes, it's available as a rider for whole life, endowment, or investment-linked policies.
Inform Great Eastern, as this may affect your premium and coverage.
High-risk activities have a 50% reduction in benefits. Check the policy for details.
Up to 104 weeks from the date your disability is certified.
Yes, up to 50% of your medical expense limit can be for complementary medicine.
AccidentCare Plus II offers a unique, flexible approach to personal accident insurance. Its customizable nature allows you to tailor your coverage to your specific needs and budget , ensuring you're protected in the ways that matter most to you.
With its comprehensive benefits, including coverage for alternative treatments and worldwide protection, it provides a robust safety net against the financial impact of accidents. The additional benefits for ladies and full coverage option for motorcyclists make it an attractive choice for a wide range of individuals.
However, it's important to consider the potential for premium increases and the reduced benefits for high-risk activities. As with any insurance decision, it's crucial to carefully assess your needs and circumstances.
Ready to take the next step? Don't rely on just one opinion. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on personal accident insurance . These professionals will review your needs and provide personalised recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your lifestyle and needs. Don't leave your protection to chance – get the expert advice you deserve today.
By filling this out, you agree to allow us to contact you about insurance related information.
Compare other personal accident options to find the best coverage for your needs
GE Essential Protector Plus offers a robust safety net with up to S$200,000 accidental death coverage, providing peace of mind for you and your loved ones. What sets this plan apart is its unique feature allowing you to extend protection to your parents, ensuring comprehensive family coverage under one policy. This thoughtful inclusion makes GE Essential Protector Plus a standout choice for those looking to safeguard multiple generations.
GREAT Golden Protector offers a robust safety net for those in their prime years, providing up to S$405,000 in accident coverage. This product is particularly well-suited for parents aged 40 and above, offering peace of mind as you navigate life's unexpected turns. With its comprehensive protection and age-specific benefits, GREAT Golden Protector stands out as a thoughtful choice for those looking to secure their family's future.
GREAT Junior Protector offers a unique safeguard for your children's future, including coverage for unexpected events. With protection extending up to S$150,000 for accidental major disability, it provides substantial financial support when it's needed most. This forward-thinking plan even allows you to secure coverage for future children, ensuring peace of mind for your growing family.
GREAT PA Supreme offers robust personal accident coverage with a standout feature - up to S$500,000 for accidental death or disability. This comprehensive plan goes beyond individual protection, allowing you to extend coverage to your parents as well, providing peace of mind for the whole family. With its generous benefits and flexible coverage options, GREAT PA Supreme stands out as a thoughtful choice for those seeking comprehensive accident protection.
AIA Centurion PA is revolutionizing personal accident insurance with its groundbreaking multi-stage dementia coverage, a first in the market. This innovative feature provides comprehensive protection against the progressive nature of dementia, offering policyholders peace of mind and financial support at various stages of the condition. Discover how AIA Centurion PA is setting new standards in personal accident insurance and see if it aligns with your protection needs.
AIA Pink of Health is a comprehensive insurance plan designed specifically for women's health needs. What sets it apart is its exceptional coverage for permanent total disability, offering up to 150% of the sum assured - a feature that provides substantial financial protection during challenging times. This unique benefit underscores AIA's commitment to supporting women through various health scenarios, making it a standout choice in the realm of women's health insurance.
AIA Prime Life goes beyond typical life insurance, offering a unique benefit that protects you in everyday scenarios. With coverage of up to $100,000 for public transport accidents, it provides an extra layer of security for your daily commute. This innovative feature, along with the option to protect both yourself and your parents, makes AIA Prime Life a comprehensive solution for modern life's uncertainties.
AIA Solitaire PA (II) offers exceptional protection with a standout feature: up to S$1.5M payout for transport accidents. This personal accident plan goes beyond individual coverage, allowing you to extend protection to your parents as well. With its comprehensive benefits and unique family-oriented approach, AIA Solitaire PA (II) provides peace of mind for you and your loved ones in unexpected situations.
Explore more: Real customer experiences • Insurance guides • Coverage calculator
Learn about Personal Accident insurance basics or compare Personal Accident policies
