In today's ever-changing financial landscape, finding an investment solution that adapts to your evolving needs while maximizing growth potential can be challenging. Enter TM Wealth Pro , an innovative wealth management solution designed by Tokio Marine Life Insurance Singapore Ltd. to help you achieve your medium to long-term financial aspirations. Let's dive deep into what makes TM Wealth Pro stand out and how it can help shape your financial future.
Visualize your investment's potential
Use our powerful calculator to project your investment growth
Get accurate estimates of your investment's potential growth
Set realistic financial targets based on projected growth
Evaluate different scenarios to understand potential risks and rewards
TM Wealth Pro is part of Tokio Marine's Wealth Series, a suite of wealth management solutions aimed at helping you attain your future financial aspirations. It's an Investment-Linked Policy (ILP) that combines the flexibility of unit trusts with the protection benefits of life insurance . This product is designed for those looking to build wealth over the medium to long term while enjoying the flexibility to adapt their investment strategy as life evolves.
Every dollar of your regular premium goes directly into your chosen investment funds , maximizing your investment potential from day one.
Enjoy Initial Bonus up to 43% in Year 1 , first-in-market Performance Investment Bonus from as early as Year 4 , and Loyalty and Power-up Bonuses for long-term commitment.
Limits on policy investment charges help optimize your policy value , ensuring more of your money works for you.
Choose from a wide range of curated investment funds , with options for dividend payouts or reinvestment, and multiple currency choices (SGD, USD, GBP, AUD, EUR).
Benefit from Advanced Death Benefit during the Minimum Investment Period and optional riders for additional protection.
Enjoy unlimited top-ups, partial withdrawals, and fund switches , plus Involuntary Unemployment and Hospitalisation Benefit for added flexibility.
Let's break down the key components of TM Wealth Pro:
In the first year, 100% of your regular premium is invested into your chosen funds, plus you receive up to 43% of your premium as an Initial Bonus , giving your investment a significant head start.
From as early as Year 4, you can start earning a Performance Investment Bonus , potentially accelerating your wealth growth when your investments perform well.
Unlock additional bonuses as you continue your investment journey: Loyalty Bonus and Power-up Bonus provide extra boosts to your investment.
Choose from a wide array of investment funds , including dividend-paying options. Opt to receive dividends as passive income or reinvest for potential growth.
Adjust your strategy through unlimited top-ups, partial withdrawals, and fund switches as your life circumstances change.
Benefit from Advanced Death Benefit during the Minimum Investment Period and optional riders to enhance your protection.
Choose from 5 different currencies (SGD, USD, GBP, AUD, EUR) to align with your financial goals and risk tolerance.
Let's consider Jason, a 31-year-old professional looking to grow his wealth over the long term:
Year 1: Jason starts his TM Wealth Pro plan. His entire premium is invested, plus he receives an Initial Bonus of up to 43%, giving his investment a strong start.
Years 4-10: Jason's investments perform well, triggering the Performance Investment Bonus. This additional boost accelerates his wealth accumulation.
Year 11 onwards: Jason continues to benefit from the Loyalty Bonus and Power-up Bonus, rewarding his long-term commitment to the plan.
Throughout his journey, Jason enjoys the flexibility to adjust his investment strategy as his life evolves, whether it's switching funds, making top-ups, or partial withdrawals to meet changing financial needs.
100% investment of regular premiums
Multiple bonus structures to boost wealth growth
Flexibility to adapt to changing life circumstances
Wide range of investment options, including dividend-paying funds
Multi-currency choices
Protection features included
Long-term commitment required for optimal benefits
Investment risks apply (as with all investment-linked products)
Performance Investment Bonus subject to meeting growth criteria
TM Wealth Pro is well-suited for:
Check with a Tokio Marine Representative for current minimum premium requirements.
Yes, TM Wealth Pro offers unlimited fund switches .
The plan includes an Involuntary Unemployment and Hospitalisation Benefit , allowing for premium payment breaks in certain circumstances.
No medical underwriting is required for the basic plan.
Yes, you can enroll up to 4 life assureds, making it a potential tool for legacy planning.
TM Wealth Pro offers a unique combination of investment flexibility, growth potential, and protection features . Its innovative bonus structure, including the first-in-market Performance Investment Bonus, sets it apart in the realm of investment-linked policies. While it requires a long-term commitment for optimal benefits, the plan's adaptability to changing life circumstances makes it an attractive option for those looking to build wealth over time.
As with any financial decision, it's crucial to carefully consider your personal goals, risk tolerance, and overall financial situation before committing to TM Wealth Pro or any investment plan. The flexibility and potential rewards of this plan are appealing, but they come with the inherent risks of market-linked investments.
Ready to explore how TM Wealth Pro can fit into your financial strategy? Don't rely on just one perspective. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on how TM Wealth Pro or similar investment-linked policies can help you achieve your financial goals. These professionals will review your specific circumstances and provide personalized recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best strategy for your financial future. Don't leave your wealth-building journey to chance – get the expert advice you deserve today.
By filling this out, you agree to allow us to contact you about insurance related information.
Compare other investment linked plan options to find the best coverage for your needs
TM Atlas Wealth offers a unique approach to wealth management with its multi-currency policy feature, allowing you to diversify your investments across different currencies. What's even more remarkable is that this policy comes with no medical underwriting, making it accessible to a wider range of individuals. This innovative combination of features sets TM Atlas Wealth apart in the financial planning landscape.
TM FlexiAssurance offers a remarkable level of protection that goes beyond the ordinary. With the potential to provide up to 300 times your annual premium as a death benefit, this product stands out in the insurance market for its exceptional coverage. Discover how TM FlexiAssurance can offer you peace of mind with its impressive benefits and flexible options.
TM FlexiCover offers a unique approach to life insurance that adapts to your changing needs. With the ability to adjust your coverage as life changes, this innovative product provides flexibility rarely seen in traditional policies. Discover how TM FlexiCover can evolve with you, offering peace of mind through life's various stages.
TM Harvest Flexi offers a unique approach to investment-linked insurance. With its standout feature of 100% premium investment coupled with performance bonuses, it provides an opportunity for potentially higher returns. This innovative product aims to maximize your investment while still offering the protection of life insurance, making it an intriguing option for those looking to balance growth and security.
AIA Elite Secure Income offers a unique approach to financial planning with its flexible premium top-ups feature, allowing you to increase your investment exposure as your circumstances change. This innovative option provides a dynamic way to potentially boost your returns while maintaining the security of a guaranteed income stream. Discover how this versatile product could align with your long-term financial goals and retirement plans.
AIA Invest Easy offers a unique approach to financial planning by combining insurance and investments into a single, streamlined solution. This innovative product allows you to protect your loved ones while simultaneously growing your wealth, providing a convenient way to address multiple financial needs. Discover how AIA Invest Easy could simplify your financial strategy and potentially enhance your long-term financial security.
AIA Platinum Retirement Elite offers a unique approach to retirement planning with its flexible premium top-up feature. This innovative option allows you to boost your investments as your financial situation improves, potentially enhancing your retirement nest egg. Discover how this adaptable retirement solution could align with your long-term financial goals and provide you with greater control over your future.
AIA Platinum Wealth Elite offers a unique opportunity to build and protect your wealth with access to world-class asset managers. This innovative product is ideal for those looking to secure their financial future while also safeguarding their parents' well-being. With its blend of wealth accumulation and protection features, AIA Platinum Wealth Elite stands out as a comprehensive solution for long-term financial planning.
Explore more: Real customer experiences • Insurance guides • Coverage calculator
Learn about Investment Linked Plan insurance basics or compare Investment Linked Plan policies