TM FlexiAssurance: The Ideal Balance Between Protection and Investment Growth

In today's fast-paced world, finding the right balance between protecting your loved ones and growing your wealth can be challenging. If you're at a stage in life where your career is on track and you're thinking about starting a family, you might be looking for a financial solution that offers both security and growth potential. That's where TM FlexiAssurance comes in. Let's dive deep into this innovative product from Tokio Marine Life Insurance Singapore Ltd. and see how it could be the perfect fit for your needs.

TM FlexiAssurance is a regular premium whole life, investment-linked plan (ILP) that offers insurance coverage terms of up to age 70 or 99. It's designed to provide you with a robust insurance safety net while also giving you the flexibility to manage and potentially grow your savings . This unique combination makes it an attractive option for those looking to secure their future while also building wealth.

Let's consider an example to better understand how TM FlexiAssurance can work for you:

Meet Keith, a 30-year-old non-smoking male who decides to purchase TM FlexiAssurance with the following details:

• Basic Sum Assured: S$300,000

• Monthly Premium: S$500

• Insurance Coverage Term: To age 70

• Fund Allocation: 100% TMLS Income and Growth Fund (TICG)

Assuming an illustrated investment rate of return of 8% p.a., here's how Keith's policy could potentially grow:

One of the unique features of TM FlexiAssurance is its No Lapse Guarantee Privilege . This feature ensures that your insurance coverage remains in place even if your policy value becomes insufficient to cover the required fees and charges. This can provide significant peace of mind, especially during economic downturns or periods of financial stress.

The Loyalty Bonus is TM FlexiAssurance's way of rewarding you for your commitment. Every five years, you receive additional units in your investment pool . The value of these bonus units is calculated as 10% of the total regular premium paid during each loyalty bonus period, divided by five years. This means your investment grows without you having to pay additional premiums.

TM FlexiAssurance offers a unique combination of protection and investment potential , making it an attractive option for those looking to secure their future while also growing their wealth. Its flexible features, high coverage amount, and loyalty bonuses set it apart from many other financial products in the market.

However, as with any financial decision, it's crucial to carefully consider your personal circumstances, financial goals, and risk tolerance before committing to a policy. It's always recommended to seek advice from a qualified financial adviser who can provide personalized recommendations based on your specific situation.

Remember, the best financial plan is one that aligns with your individual needs and goals. TM FlexiAssurance could be a valuable tool in your financial toolkit, helping you achieve the ideal balance between protection and investment growth.

Ready to explore your options further? Don't rely on just one perspective. Get expert insights tailored to your unique needs. Sign up now to receive 5 expert opinions on investment-linked insurance plans. These professionals will review your specific situation and provide personalized recommendations, helping you make the most informed decision possible.

By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage and investment strategy for your future. Don't leave your financial planning to chance – get the expert advice you deserve today .