In today's fast-paced world, planning for the future has never been more crucial. Whether you're dreaming of financial freedom, seeking resilience against life's challenges, or aiming for personal breakthroughs, Tokio Marine's Harvest Max is designed to help you achieve your financial aspirations . Let's dive deep into this innovative wealth management solution and explore how it can help you cultivate a prosperous future.
Visualize your investment's potential
Use our powerful calculator to project your investment growth
Get accurate estimates of your investment's potential growth
Set realistic financial targets based on projected growth
Evaluate different scenarios to understand potential risks and rewards
Harvest Max is a medium to long-term investment-linked plan (ILP) offered by Tokio Marine Life Insurance Singapore Ltd. It's part of their Harvest Series, which aims to deliver on the promise of attaining your future financial aspirations. This plan is designed to provide financial flexibility, growth potential, and protection , all while adapting to your changing needs over time.
Your entire regular premium is invested into the investment fund(s) of your choice, maximizing your growth potential from day one.
Harvest Max offers several bonuses to boost your wealth growth: Initial Bonus (up to 45% in Year 1), Performance Investment Bonus (from Year 4), and Loyalty Bonus and Power-up Bonus for long-term commitment.
Tokio Marine limits the policy investment charges to optimize your policy value as your investment grows.
Choose from a suite of premier funds, receive dividend payouts or reinvest, make unlimited top-ups and fund switches, and invest in 5 different currencies : SGD, USD, GBP, AUD, and EUR.
Enroll up to 4 life assureds, allowing you to transfer your wealth to loved ones .
Advanced Death Benefit to protect against market downturns during the Minimum Investment Period. Optional riders for enhanced protection without medical underwriting.
100% of your regular premium is invested. Receive up to 45% Initial Bonus to boost your investment.
Continue regular premium payments. Your investment grows based on fund performance.
Performance Investment Bonus kicks in , rewarding your investment success. This unique bonus continues until Year 15, providing ongoing growth potential.
Loyalty Bonus and Power-up Bonus reward your long-term commitment. Continue to enjoy potential growth and flexibility in your investment.
Access to a wide array of best-in-class curated investment funds, potential for passive income, and flexibility to adapt your investment strategy.
Reduced net charges and limited investment charges aim to maximize your policy value over time .
100% investment of regular premiums and multiple bonus payouts, including the unique Performance Investment Bonus from Year 4.
First-in-market Performance Investment Bonus aligns Tokio Marine's interests with yours.
Combination of capped charges, exceptional flexibility, and strategically positioned bonus payouts for achieving financial success.
Meet James, a 32-year-old professional looking to grow his wealth over the medium to long term. Here's how Harvest Max could work for him:
Throughout this journey, James enjoys the flexibility to switch funds, make top-ups, or even pause premium payments if needed, all while potentially still qualifying for the Performance Investment Bonus.
This innovative feature rewards your investment success from as early as Year 4, potentially boosting your returns significantly.
Maintain eligibility for bonuses even if you need to adjust your investment strategy.
A dedicated suite of premier funds to tailor your investment to your specific financial goals and risk tolerance.
Invest in five different currencies for global diversification and currency management.
Extra layer of protection during the Minimum Investment Period, safeguarding against market downturns.
While Harvest Max offers numerous benefits, it's essential to consider:
Harvest Max represents an innovative approach to wealth management, combining the growth potential of investment-linked plans with unique features designed to reward long-term commitment and investment success. Its flexibility and bonus structure make it an attractive option for those looking to cultivate their wealth over the medium to long term.
However, as with any financial decision, it's crucial to carefully consider your personal circumstances, financial goals, and risk tolerance before committing to Harvest Max. Consulting with a financial advisor can help you determine if this plan aligns with your overall financial strategy .
Ready to explore how Harvest Max can help cultivate your financial future? Don't rely on just one perspective. Get expert insights tailored to your unique situation . Sign up now to receive 5 expert opinions on how Harvest Max or similar investment-linked plans could fit into your financial strategy. These professionals will review your specific needs and provide personalized recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best path to cultivate your financial future. Don't leave your financial growth to chance – get the expert advice you deserve today.
By filling this out, you agree to allow us to contact you about insurance related information.
Compare other investment linked plan options to find the best coverage for your needs
TM Atlas Wealth offers a unique approach to wealth management with its multi-currency policy feature, allowing you to diversify your investments across different currencies. What's even more remarkable is that this policy comes with no medical underwriting, making it accessible to a wider range of individuals. This innovative combination of features sets TM Atlas Wealth apart in the financial planning landscape.
TM FlexiAssurance offers a remarkable level of protection that goes beyond the ordinary. With the potential to provide up to 300 times your annual premium as a death benefit, this product stands out in the insurance market for its exceptional coverage. Discover how TM FlexiAssurance can offer you peace of mind with its impressive benefits and flexible options.
TM FlexiCover offers a unique approach to life insurance that adapts to your changing needs. With the ability to adjust your coverage as life changes, this innovative product provides flexibility rarely seen in traditional policies. Discover how TM FlexiCover can evolve with you, offering peace of mind through life's various stages.
TM Harvest Flexi offers a unique approach to investment-linked insurance. With its standout feature of 100% premium investment coupled with performance bonuses, it provides an opportunity for potentially higher returns. This innovative product aims to maximize your investment while still offering the protection of life insurance, making it an intriguing option for those looking to balance growth and security.
AIA Elite Secure Income offers a unique approach to financial planning with its flexible premium top-ups feature, allowing you to increase your investment exposure as your circumstances change. This innovative option provides a dynamic way to potentially boost your returns while maintaining the security of a guaranteed income stream. Discover how this versatile product could align with your long-term financial goals and retirement plans.
AIA Invest Easy offers a unique approach to financial planning by combining insurance and investments into a single, streamlined solution. This innovative product allows you to protect your loved ones while simultaneously growing your wealth, providing a convenient way to address multiple financial needs. Discover how AIA Invest Easy could simplify your financial strategy and potentially enhance your long-term financial security.
AIA Platinum Retirement Elite offers a unique approach to retirement planning with its flexible premium top-up feature. This innovative option allows you to boost your investments as your financial situation improves, potentially enhancing your retirement nest egg. Discover how this adaptable retirement solution could align with your long-term financial goals and provide you with greater control over your future.
AIA Platinum Wealth Elite offers a unique opportunity to build and protect your wealth with access to world-class asset managers. This innovative product is ideal for those looking to secure their financial future while also safeguarding their parents' well-being. With its blend of wealth accumulation and protection features, AIA Platinum Wealth Elite stands out as a comprehensive solution for long-term financial planning.
Explore more: Real customer experiences • Insurance guides • Coverage calculator
Learn about Investment Linked Plan insurance basics or compare Investment Linked Plan policies