HSBC Life HappyFamily: Comprehensive Protection for Your Growing Family

Welcoming a new member to your family is an exciting and life-changing experience. However, it also comes with new responsibilities and potential worries about your family's future. That's where HSBC Life HappyFamily comes in - a comprehensive insurance solution designed to protect you, your partner, and your little one from pregnancy through parenthood and beyond.

HSBC Life HappyFamily is a bundled insurance plan that combines HSBC Life EmpoweredMum, a prenatal plan, with additional coverage options for the whole family. It's designed to provide comprehensive protection for expectant mothers, newborns, and other family members , ensuring that your growing family is well-protected at every stage.

Let's break down the coverage timeline:

From 13th Week of Pregnancy: EmpoweredMum begins covering the mother against death, pregnancy complications, hospitalization, and early delivery by caesarean section.

At Birth: EmpoweredMum coverage extends to the newborn, protecting against death, congenital illnesses, hospitalization, and developmental delay.

Within 60 Days of Birth: Option to purchase additional coverage for the newborn without underwriting and apply for free 1st year HSBC Life Shield plan B coverage.

End of 3rd Policy Year: EmpoweredMum coverage ends for both mother and child. If additional coverage was purchased for the child, it continues providing lifelong protection.

Pregnancy Complications Benefit: Covers 15 conditions including abruptio placentae, amniotic fluid embolism, choriocarcinoma, disseminated intravascular coagulation, fatty liver of pregnancy, gestational diabetes (with complications), HELLP syndrome, incompetent cervix, miscarriage due to accident, placenta increta/percreta, postpartum hemorrhage requiring hysterectomy, pre-eclampsia/eclampsia, stillbirth, uterine rupture, and vasa previa.

Hospital Care Benefit: Covers hospitalization due to pregnancy complications, as well as other conditions like complications of lactational mastitis, inpatient psychiatric treatment, post-natal anemia, puerperal pyrexia, pulmonary embolism, repair of 4th-degree perineal tear, septic pelvic thrombophlebitis, surgical site infection following caesarean section, and uterine infection or transfusion due to retained placenta.

Congenital Illnesses Benefit: Covers 26 conditions including absence of two limbs, anal atresia, atrial septal defect, biliary atresia, cerebral palsy, cleft palate/lip, club foot, coarctation of the aorta, congenital abnormalities of the kidney and urinary tract, congenital blindness/cataract/deafness, congenital diaphragmatic hernia, congenital dislocation of hip, congenital hypertrophic pyloric stenosis, developmental dysplasia of the hip, Down's syndrome, infantile hydrocephalus, patent ductus arteriosus, retinopathy of prematurity, spina bifida, tetralogy of fallot, tracheo-esophageal fistula, transposition of great vessel, truncus arteriosus, and ventricular septal defect.

Hospital Care Benefit: Covers hospitalization due to various conditions including admission to ICU/HDU, certain infectious diseases (e.g., avian influenza, dengue fever, Ebola), incubation of newborn for more than 3 days, phototherapy or blood transfusion for severe neonatal jaundice, and premature birth requiring neo-natal ICU/HDU.

HSBC Life HappyFamily offers a comprehensive solution for families looking to protect themselves from pregnancy through parenthood and beyond . By combining prenatal coverage, newborn protection, and options for extended family coverage, it provides a robust safety net for your growing family. While it may not be the right fit for everyone, for many families, it offers valuable peace of mind during one of life's most important journeys.

As you consider your family's insurance needs, remember that the best protection is the one that fits your unique situation. Whether you're expecting your first child or planning for your family's future, take the time to explore your options and make an informed decision.

Ready to learn more about how HSBC Life HappyFamily can protect your growing family? Don't rely on just one perspective. Get expert insights tailored to your unique family situation. Sign up now to receive 5 expert opinions on family insurance plans . These professionals will review your specific needs and provide personalized recommendations, helping you make the best choice for your family's future.

By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your family's needs. Don't leave your family's protection to chance – get the expert advice you deserve today.