Congenital Illnesses Benefit: Covers 26 conditions including absence of two limbs, anal atresia, atrial septal defect, biliary atresia, cerebral palsy, cleft palate/lip, club foot, coarctation of the aorta, congenital abnormalities of the kidney and urinary tract, congenital blindness/cataract/deafness, congenital diaphragmatic hernia, congenital dislocation of hip, congenital hypertrophic pyloric stenosis, developmental dysplasia of the hip, Down's syndrome, infantile hydrocephalus, patent ductus arteriosus, retinopathy of prematurity, spina bifida, tetralogy of fallot, tracheo-esophageal fistula, transposition of great vessel, truncus arteriosus, and ventricular septal defect.
Hospital Care Benefit: Covers hospitalization due to various conditions including admission to ICU/HDU, certain infectious diseases (e.g., avian influenza, dengue fever, Ebola), incubation of newborn for more than 3 days, phototherapy or blood transfusion for severe neonatal jaundice, and premature birth requiring neo-natal ICU/HDU.