AIA Mum2Baby Choices: The Gift of Lifelong Protection

When you're expecting a child or growing your family, giving them a head start in life becomes a priority . That's why AIA Mum2Baby Choices provides protection for both mother and child from as early as the 13th week of pregnancy , offering guaranteed lifelong protection for your child.

This comprehensive prenatal plan covers babies conceived via IVF, IUI, ICI, and ICSI , ensuring that regardless of how your little one comes into this world, they're protected from the very beginning.

Depending on whether you want a protection-focused solution or one that helps you save for your child's education, AIA Mum2Baby Choices offers two bundle options . Regardless of your chosen bundle, you'll have the flexibility to transfer the base plan and applicable riders to your child within 60 days from birth with no medical questions asked .

Both bundle options offer flexible coverage amounts to suit your family's needs: S$5,000, S$10,000, or S$25,000 . This flexibility ensures you can choose the level of protection that best fits your budget and requirements.

AIA Mum2Baby Choices provides comprehensive coverage for 14 specific pregnancy complications , ensuring you're protected during this critical time:

Your baby is protected against 25 specific congenital conditions from birth, providing peace of mind during those crucial early months:

Your newborn receives daily hospital benefits for up to 30 days for various conditions that may require immediate medical attention:

New mothers receive comprehensive hospital care benefits for up to 30 days covering pregnancy-related and post-natal conditions:

For extended hospital stays, the Major Hospitalisation Care Benefit provides 100% of coverage amount after deducting any payout under Hospital Care Benefit for mum when hospitalised:

• Continuously for more than 30 days , OR

• At least 5 days in ICU

This benefit terminates once paid or 60 days from baby's birth, whichever is earlier.

Before making your decision, it's important to understand that certain conditions may exclude benefit payments . You should carefully read the relevant policy contracts for complete details on coverage terms, conditions, and exclusions.

As with any life insurance policy, this is a long-term commitment . Early termination usually involves high costs, and the surrender value may be zero or less than total premiums paid. Consider your decision carefully before terminating or switching policies.

Choosing the right prenatal insurance plan is a crucial decision that affects both you and your child's future. Don't navigate this important choice alone. Our network of experienced insurance advisors can help you understand how AIA Mum2Baby Choices fits into your overall family protection strategy.

Get personalized advice from 5 different insurance experts who will review your specific situation, family planning goals, and financial circumstances. They'll help you determine whether the protection-focused or investment-linked bundle is right for you, and ensure you understand all the benefits and considerations. Start your consultation today and make an informed decision for your growing family's future.