Compare HSBC Life International Exclusive and its equivalent all at once

Make an informed decision. Get 5 different advisors to help you compare HSBC Life International Exclusive against other Hospital (ISP) and see which one is best for you. Takes less than 5 minutes!

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Really takes under 5mins!

1170+

Suggestions Facilitated

11+

Insurance Brands Represented

154+

MAS Licensed Advisors

Real premiums suggested for HSBC Life International Exclusive and similar Hospital (ISP)

This is just a small part of what people on our platform looking for HSBC Life International Exclusive have been proposed from advisors via our platform.

19, Female making $2,000 a month

Coverage:
death
$50,000
hospital income benefit:
max days
$180
daily amount
$100
major permanent disablement
$50,000
mobility aids reimbursement
$500
other permanent disablement
$50,000
fractures dislocations burns
$4,000
medical expense reimbursement:
normal
$5,000
overseas accident
$10,000
complementary medicine practitioner
$500
Premium:
$230.04

28, Female making $3,870 a month

Coverage:
Max A:
co payment
5% Co-Payment capped at $3k per policy year, $2k Deductible within 3 years after 1st Private Hospital Admission
premium changes
Premium will NOT increase due to claim
room entitlement
Private Hospital (up to Standard Room)
annual claim limit
$2,000,000
cancer drug services
$54,000
rider annual premium
$723.83
pre hospitalisation days
$395
basic plan annual premium
$329
post hospitalisation days
$395
cancer drug treatment on cdl
$201,600
cancer drug treatment not on cdl
$200,000
Max B:
co payment
5% Co-Payment capped at $3k per policy year
premium changes
Premium will NOT increase due to claim
room entitlement
Government Restructured Hospital (up to Ward A)
annual claim limit
$1,000,000
cancer drug services
$46,800
rider annual premium
$215.96
pre hospitalisation days
$180
basic plan annual premium
$111.02
post hospitalisation days
$180
cancer drug treatment on cdl
$144,000
cancer drug treatment not on cdl
$50,000
Premium:
Not provided

23, Female making $2,600 a month

Coverage:
Premium:
Not provided

73, Female making $15,000 a month

Coverage:
Premium:
$389.9

28, Male making $5,000 a month

Coverage:
annual benefit limit
$1,900,000
Premium:
$338.82
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Why choose Whatins to help?

We are a built this platform to make insurance easier. Our goal is to help you discover all your options so you can make an informed decision. Unlike other platforms, we are not associated with any company and are truly third party. You won't find any other site able to say this.

No fuss, no hassle

No fuss, no hassle

Advisors can not spam you as providing your phone number is optional and do not share your contact until after they submit their suggestions. This allows you to take your time deciding on the right policies for you.

Multiple perspectives

Multiple perspectives

By getting 5 different advisors to share their thoughts, you can properly compare your options instead and instantly identify the advisors who are trying to oversell you.

AI assisted analysis

AI assisted analysis

5 perspectives can be a lot to process. That's why we built AI tools to help you analyse your options and support you all the way so you can be confident in your ultimate.

Hear what others are saying

Don't just take our word for it - see what our users have to say about their experience.

1 of 3

Phone number really isn't needed!

I loved that I didn't need to give out my phone number to get great advice. They created a telegram bot that connects the advisors to me so the advisors don't get my personal ID.
L
Lynn
Age 26
2 of 3

Great experience

I have some underlying conditions and I was amazed at how the advisors were able to give me very helpful suggestions.
J
Joseph
Age 35
3 of 3

Would recommend

I appreciate this service because I can instantly see when an advisor tries to sell me things I don't need as their premiums are much higher than the rest.
A
Amanda
Age 25

Sample Proposal

How it works

Step 1: Complete questionnaire

Answer a few simple questions about your current insurance situation and potential future needs in order for the advisors to properly provide you with a tailored proposal.

Step 2: Get 5 assigned advisors

We will ensure that you will get 5 diverse set of prospectives and hear from at least one independent advisor. These advisors will not get your email until after they submit their suggestions to you.

Step 3: Help answer any further questions

Chances are we forgot to ask you something that the advisors need to know in order to properly advise you. They will message you through our platform so help them help you.

Step 4: Pick the advisors that you resonate with

After seeing the suggestions and having some brief interactions, it's your turn to decide who deserves your time for a full insurance analysis.

Step 5: Engage and get the right advice for you
AI Enhanced

Meet the shortlisted advisors and determine what your needs are, which products could fit those needs and what advisor is someone you can trust to help you. We have AI tools to help with this.

More than just getting suggestions

We're here to help you through the whole insurance buying journey. We'll help give you tools to properly identify and articulate your needs. We'll help you analyse your options and support you all the way.

Oh, and did we mention we have AI tools that will make each of these steps that much easier?

Current Situation & Future Plans

Turns out that filling out this questionnaire to get different expert's advice is also the step where you start to articulate your needs and goals.

You are here

Review Initial Proposals

AI Assisted

During this process, different advisors will engage with you in different ways (but all through this platform). Once you have an initial proposal from each of them, it's time to create a shortlist of advisors that you can see yourself working with.

Enlightening Conversations

AI Assisted

Advisor discussions to further refine your needs and to properly give them a chance to offer something more nuanced

Proposal Deep Dive

AI Assisted

Dive deep into comprehensive proposals tailored to your specific needs and aspirations.

Secure Your Future

AI Assisted

Make an informed decision and lock in your personalised insurance strategy with confidence!

All of this is available for free if you sign up and get 5 perspectives!

Compare HSBC Life International Exclusive and its equivalent all at once

Make an informed decision. Get 5 different advisors to help you compare HSBC Life International Exclusive against other Hospital (ISP) and see which one is best for you. Takes less than 5 minutes!

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Frequently asked questions