Are you looking for a way to grow your savings that adapts to your unique needs and goals? Singlife Choice Saver might be the solution you've been searching for . This flexible insurance savings plan allows you to supercharge your savings on your own terms, providing a balance of guaranteed returns and potential growth. Let's dive deep into what Singlife Choice Saver offers and how it can help you achieve your financial objectives.
Find the right coverage in minutes
Use our advanced calculator to get personalized insurance recommendations
Get precise coverage recommendations based on your needs
Receive instant results without lengthy consultations
Get tailored recommendations based on your unique situation
Singlife Choice Saver is an innovative insurance savings plan designed to give you control over your financial future . It combines the security of guaranteed capital with the potential for higher returns, all while offering the flexibility to customize your policy to fit your specific needs.
At the end of your policy term, you're guaranteed to receive at least the total premiums you've paid for the basic plan . This feature provides peace of mind, knowing that your hard-earned money is protected.
Choose a policy term ranging from 10 to 25 years, or opt for coverage until you're 99 years old. Premium payment terms are equally flexible, with options of 5, 10, 12, 15, 18, 20, or 25 years.
While your capital is guaranteed, Singlife Choice Saver also offers the potential for higher returns through non-guaranteed bonuses, including Reversionary Bonuses and Terminal Bonuses.
In addition to savings, the plan provides protection benefits including Death Benefit, Terminal Illness Benefit, and Accidental Death Benefit.
Enjoy up to 12 months' waiver of interest on unpaid premiums if you become involuntarily unemployed for three consecutive months (conditions apply).
Applying for Singlife Choice Saver is hassle-free as no medical check-ups are required.
| Age | What suggestion covers | Premium |
|---|---|---|
| 27, Female making $8,100 a month | $306 |
Mike, a 40-year-old non-smoker, chooses a S$100,000 Sum Assured with a policy term until age 99 and a 10-year premium payment term. At age 99, his Total Maturity Value could reach S$431,088 (S$100,000 guaranteed) .
Gina, a 30-year-old mother, opts for a S$100,000 Sum Assured with a 20-year policy term and 10-year premium payment term. At age 50, her Total Maturity Value could be S$145,975 (S$100,000 guaranteed) .
It's important to note that the non-guaranteed portions of the benefits are based on illustrated investment rates of return:
The actual benefits will vary based on the future performance of the participating fund .
This plan is ideal for individuals who:
While Singlife Choice Saver offers many benefits, it's important to consider:
Singlife Choice Saver offers a unique combination of guaranteed capital, potential for higher returns, and flexible options to suit various financial goals. Whether you're saving for retirement, your child's education, or looking to leave a legacy, this plan provides a solid foundation with room for growth.
Remember, while the plan offers attractive features, it's crucial to align it with your overall financial strategy. Consider consulting with a financial advisor to determine if Singlife Choice Saver is the right fit for your specific needs and circumstances.
Ready to take control of your financial future? Don't rely on just one perspective. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on savings and investment plans . These professionals will review your specific financial goals and provide personalized recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best plan for your financial future. Don't leave your savings to chance – get the expert advice you deserve today.
By filling this out, you agree to allow us to contact you about insurance related information.
Read the complete transcript of our expert discussion about Singlife Choice Saver. This detailed analysis covers key features, benefits, and important considerations for potential policyholders.
Welcome to the deep dive, the place where we really try to cut through the noise and get straight to what matters. Today we're diving into
Click above to view the complete podcast transcript
Compare other endowment options to find the best coverage for your needs
AVIVA MyWealthPlan offers a unique combination of financial security and family support. With guaranteed returns of up to 2.35% p.a., it not only helps secure your future but also provides a way to support your parents financially. This innovative plan stands out by addressing both personal wealth growth and filial responsibilities in one comprehensive package.
Singlife Digital Saver offers a compelling opportunity for young savers looking to grow their wealth. With a guaranteed 3.25% p.a. yield for 3 years, it provides a stable and attractive return in today's fluctuating financial landscape. This digital savings product combines the convenience of modern banking with the security of a guaranteed rate, making it an ideal choice for those starting their savings journey.
Singlife Flexi Life Income offers a unique way to secure your parents' financial future with flexibility and potential rewards. This innovative product not only provides life coverage but also offers up to 3% annual Cash Bonus, allowing you to maximize benefits for your loved ones. Discover how this plan can help you balance protection and growth for your family's peace of mind.
Singlife Flexi Retirement II offers a remarkable opportunity to secure your parents' financial future with an impressive potential return of up to 210% on premiums paid. This innovative retirement plan not only provides flexibility but also aims to maximize your investment, ensuring your loved ones can enjoy their golden years with peace of mind. Discover how this unique product can help you plan for a comfortable retirement for your family.
AIA Retirement Saver (IV) offers a flexible approach to securing your financial future. With its customizable coverage options, you can tailor your retirement plan to perfectly align with your unique needs and goals. This personalized touch allows you to create a retirement strategy that's as individual as you are, ensuring you're well-prepared for the years ahead.
AIA Smart Flexi Growth offers a unique approach to savings and investment. This innovative plan not only provides life protection but also presents the potential for higher returns through non-guaranteed bonuses, allowing your savings to potentially grow faster. With its flexible features and growth potential, AIA Smart Flexi Growth could be an intriguing option for those looking to maximize their financial future.
AIA Smart Flexi Rewards (II) offers a unique approach to securing your future and that of your parents. With guaranteed yearly coupons starting from the second policy year, this plan provides a reliable stream of income to support your financial goals. Discover how this innovative product can help you build a stronger financial foundation for generations to come.
AIA Smart Goal 10 offers a unique combination of guaranteed returns and potential bonuses, making it an intriguing option for those looking to grow their savings. This innovative product not only provides a secure foundation for your financial goals but also the exciting possibility of additional rewards. Discover how AIA Smart Goal 10 could potentially boost your savings beyond the guaranteed returns, offering a dynamic approach to achieving your financial objectives.
Explore more: Real customer experiences • Insurance guides • Coverage calculator
Learn about Endowment insurance basics or compare Endowment policies
