In today's fast-paced financial world, building wealth and securing your financial future can seem like a daunting task. But what if there was a way to simplify your investment strategy while maximizing your potential returns ? Enter GREAT Wealth Advantage 3, a regular premium investment-linked plan designed to help you achieve your wealth goals with ease and flexibility.
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GREAT Wealth Advantage 3 is an innovative investment-linked plan that combines wealth accumulation with life protection . It's designed for individuals who want to grow their wealth systematically while enjoying the peace of mind that comes with insurance coverage. This plan stands out for its customizable options, attractive bonuses, and the ability to create a lasting financial legacy.
Kickstart your investment with up to 55% Welcome Bonus in the first policy year.
Enjoy additional rewards for staying invested.
Choose from three different investment durations to suit your goals.
Access a range of funds, including dividend-paying options, managed by professional fund managers.
Option to transfer policy ownership or change the life assured.
Includes coverage for Death, Total and Permanent Disability, and Terminal Illness.
| Age | What suggestion covers | Premium |
|---|---|---|
| 25, Male making $20,000 a month | $2,400 | |
| 31, Female making $10,000 a month | TPD death Terminal Illness | $12,000 |
| , Female making $5,833.333 a month | Not provided | |
| 31, Male making $8,333.333 a month | account value 65 $501,510 annual dividend 65 $42,628 | $5,000 |
| 39, Female making $6,000 a month | TPD death terminal illness | Not provided |
One of the most attractive features of GREAT Wealth Advantage 3 is the Welcome Bonus . Depending on your chosen plan and premium amount, you can receive up to 55% of your first year's premium as extra units . This bonus is applicable for the GREAT Wealth Advantage 3 – Choice 15 plan with a minimum annual basic regular premium of S$12,000.
For example, if you invest S$12,000 annually in the Choice 15 plan, your initial account value would be boosted to S$18,600. That's an immediate 55% increase in your investment !
These bonuses are paid in the form of extra units, further boosting your investment growth.
0.20% of account value annually from the 5th policy year onwards
0.30% of account value annually from the 10th policy year onwards
0.30% of account value annually from the 15th policy year onwards
These options allow you to align your investment strategy with your financial goals and cash flow commitments. Whether you're looking for a shorter-term investment or a long-term wealth accumulation plan, there's an option that fits your needs.
Choice 5
Choice 10
Choice 15
With GREAT Wealth Advantage 3, you gain access to a suite of diverse funds managed by professional fund managers . This includes dividend-paying funds, allowing you to potentially earn regular income from your investments. The variety of funds caters to different risk appetites, enabling you to build an investment strategy that aligns with your risk tolerance and financial objectives.
One of the unique features of GREAT Wealth Advantage 3 is its flexibility in legacy planning . From the second policy year onwards, you have the option to:
This feature allows you to pass on your investment to your loved ones, ensuring that your wealth continues to grow and support their future.
This comprehensive coverage ensures that you and your loved ones are protected financially, no matter what life throws your way.
105% of total premiums paid (including top-ups) less withdrawals, or the account value, whichever is higher.
Same as death benefit, with coverage for certain TPD conditions extending throughout the policy term.
Same payout as the death benefit.
These scenarios illustrate the potential for significant wealth accumulation and the flexibility to adapt the plan to changing life circumstances.
Jackson, a 25-year-old engineer, purchases GREAT Wealth Advantage 3 – Choice 15 with an annual premium of S$12,000. At age 40, his total surrender value could be S$261,934 (1.45x total premiums paid). At age 65, he could potentially receive a lump sum of S$1,934,880 (4.03x total premiums paid) or switch to monthly dividend-paying funds.
Mr. Lim, a 45-year-old business owner, purchases GREAT Wealth Advantage 3 – Choice 15 with an annual premium of S$100,000. At age 65, he transfers the policy to his son, Adam, who could potentially receive a total value of S$2,988,810 (1.49x total premiums paid) or continue receiving monthly dividend income.
Investment Risks: Returns are not guaranteed and depend on fund performance.
Long-Term Commitment: Early termination may result in high costs and potential loss.
Fees: Be aware of fund management charges and other applicable fees.
Dividend Payments: Not guaranteed and may affect the fund's net asset value.
GREAT Wealth Advantage 3 offers a compelling combination of wealth accumulation, flexibility, and protection . Its unique features like the Welcome Bonus, Loyalty Bonus, and legacy planning options make it an attractive choice for those looking to grow their wealth systematically.
However, as with any financial decision, it's crucial to consider your personal financial goals, risk tolerance, and long-term plans. While the potential returns are attractive, remember that they are not guaranteed and depend on market performance.
If you're looking for a way to invest regularly, potentially earn dividends, and have the flexibility to adapt your investment strategy over time, GREAT Wealth Advantage 3 could be an excellent option to consider.
Ready to explore if GREAT Wealth Advantage 3 is the right fit for your financial journey? Don't rely on just one perspective. Get expert insights tailored to your unique situation . Sign up now to receive 5 expert opinions on how GREAT Wealth Advantage 3 could fit into your investment strategy. These professionals will review your specific financial goals and provide personalized recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of how this plan could work for you, ensuring you're making the best choice for your financial future. Don't leave your wealth accumulation to chance – get the expert advice you deserve today.
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