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Are you looking for a health insurance plan that offers global coverage and flexibility ? If so, you've come to the right place. Prestige Global Health Options, offered by Great Eastern General Insurance Limited and administered by Cigna, is designed to provide comprehensive international health coverage tailored to your needs . Let's dive into the details of this plan and see if it's the right fit for you.
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Prestige Global Health Options is an international health insurance plan that offers comprehensive coverage for individuals and families. It's designed to provide access to high-quality healthcare worldwide , with the flexibility to customize your coverage based on your specific needs and budget.
Three levels of coverage : Silver, Gold, and Platinum
Worldwide coverage options (including or excluding USA)
Customizable with optional benefits
High annual benefit limits
Access to Cigna's global network of healthcare providers
The heart of the Prestige Global Health Options plan is the International Medical Insurance . This core coverage provides essential protection for inpatient, daypatient, and accommodation costs, as well as cancer treatment, mental health care, and more. Let's break down the key benefits:
Silver: $1,000,000 b>Gold: $2,000,000 b>Platinum: $3,000,000
Silver: Paid in full for a semi-private room b>Gold and Platinum: Paid in full for a private room
Paid in full across all plans
Silver and Gold: Up to $1,000 b>Platinum: Paid in full
Paid in full across all plans
Paid in full across all plans
Paid in full across all plans
Silver: Up to $5,000 b>Gold: Up to $10,000 b>Platinum: Paid in full
To customize your coverage, you can add the following optional benefits :
Covers outpatient care and medical emergencies that don't require hospital admission.
Provides coverage for emergency transportation to the nearest center of medical excellence.
Covers screenings, tests, examinations, and counseling support.
Covers routine eye examinations, spectacles, and a wide range of dental treatments.
Prestige Global Health Options allows you to further tailor your plan with the following choices:
Deductible Options: Choose from various deductible amounts to adjust your premium.
Cost Share Options: Select a percentage of cost share (0%, 10%, 20%, or 30%) with an out-of-pocket maximum.
Area of Coverage: Choose between Worldwide including USA or Worldwide excluding USA.
Waiting Periods: Some benefits, such as maternity care and dental treatments, have waiting periods before coverage begins.
Pre-existing Conditions: Generally not covered unless expressly agreed upon.
Age Limits: Coverage is available up to age 75, with some benefits having age restrictions.
Renewal: The policy is renewable annually, subject to terms and conditions at the time of renewal.
This plan might be a good fit if you:
However, it may not be suitable if you:
Remember, choosing the right health insurance is a significant decision. While Prestige Global Health Options offers comprehensive coverage and flexibility, it's essential to carefully consider your specific needs, budget, and circumstances.
Ready to take the next step? Don't rely on just one perspective. Get expert insights tailored to your unique situation. Sign up now to receive 5 expert opinions on international health insurance options . These professionals will review your specific needs and provide personalized recommendations, helping you make the most informed decision possible.
By consulting with multiple experts, you'll gain a comprehensive understanding of your options and ensure you're choosing the best coverage for your global healthcare needs. Don't leave your health protection to chance – get the expert advice you deserve today.
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