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FWD Life Protection: Comprehensive Coverage for Life's Uncertainties

In today's unpredictable world, securing your financial future and protecting your loved ones is paramount. FWD Life Protection offers a robust solution that goes beyond typical life insurance coverage. This participating whole of life insurance plan combines extensive protection with unmatched versatility, ensuring you can confidently navigate life's unexpected twists and turns. With features like boosted coverage, flexible income options, and comprehensive critical illness protection, FWD Life Protection stands out as a powerful tool for safeguarding your financial well-being and enjoying life to the fullest.

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FWD Life Protection Coverage and Benefits

FWD Life Protection offers a comprehensive suite of benefits designed to provide financial security throughout your lifetime. From substantial death benefits to flexible income options and critical illness coverage, this plan ensures you're protected against various life events. Let's explore the key features that make FWD Life Protection a standout choice for those seeking robust financial protection.

Boosted Lifelong Coverage

Enjoy enhanced protection with Life Protection Booster. Multiply your coverage by 2x, 3x, or 5x, maintaining boosted coverage until your selected minimum protection level (MPL) age of 75 or 85 years old.

Flexible Income Options

Convert up to 80% of your policy value into annual income payouts from age 55. Customize your payout term from 10 years up to age 100, with a guaranteed 10% additional booster on income payouts.

Critical Illness Protection

Add comprehensive critical illness coverage with riders covering 175 conditions, including pre-early cancer, early-stage, intermediate-stage, and late-stage critical illnesses.

Retrenchment Benefit

In case of retrenchment, premiums are waived for 12 months, ensuring continued coverage during challenging times. This benefit is available until age 65.

Policy Terms and Flexibility

FWD Life Protection offers flexibility in policy terms and premium payments to suit various financial situations and life stages. Understanding these options can help you tailor the policy to your specific needs and long-term financial goals.

Flexible Premium Terms

Choose from premium payment terms of 5, 10, 15, 20, or 25 years, allowing you to align premium payments with your financial planning.

Lifelong Coverage

Enjoy whole of life coverage, ensuring protection that lasts throughout your lifetime, with options to adjust coverage levels at different life stages.

Premium Deferment Option

After 6 years, you can defer premium payments for up to 12 months without interest, providing financial flexibility during challenging times.

Lifestage Purchase Option

Increase coverage at key life milestones without providing evidence of good health, ensuring your protection grows with your changing needs.

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FWD Life Protection Riders

FWD Life Protection offers a range of riders to enhance your coverage and tailor the policy to your specific needs. These riders provide additional layers of protection against critical illnesses and ensure continued coverage even in challenging circumstances.

Early CI Protection Rider

Covers 175 conditions including pre-early cancer, early-stage, intermediate-stage, and late-stage critical illnesses. Includes unique benefits like Intensive Care Unit Benefit and Pre-Early Cancer Benefit.

CI Protection Rider

Provides coverage for 60 late-stage critical illness conditions, offering a lump sum payout upon diagnosis to help manage financial burdens during treatment and recovery.

CI Premium Waiver Rider

Waives future premiums on the base plan and attached riders if the person insured is diagnosed with any covered critical illness, ensuring continued coverage during challenging times.

Payer Premium Waiver Rider

Waives future premiums if the policy owner dies, becomes totally and permanently disabled, or is diagnosed with a covered critical illness, securing the dependent's continued coverage.

FWD Life Protection Claims and Customer Service

While we are not FWD, we understand the importance of efficient claims processing and customer support. FWD policyholders can file claims through FWD's online portal or by contacting their customer service hotline at +65 6820 8888. The hotline is available from 9:00 am to 10:00 pm on weekdays and 9:00 am to 1:00 pm on Saturdays, excluding public holidays. For detailed guidance on the claims process or any policy-related inquiries, it's advisable to refer to FWD's official website or speak directly with an FWD representative. Remember, prompt and accurate claim submission can help ensure a smoother experience during challenging times.

Conclusion

FWD Life Protection offers a comprehensive solution for individuals seeking robust financial protection throughout their lives. This plan is particularly well-suited for those who value flexibility in their insurance coverage, such as young professionals planning for the future, growing families needing adaptable protection, and individuals looking for a policy that can evolve with their changing life stages. The combination of lifelong coverage, critical illness protection, and flexible income options makes it an attractive choice for those who want to secure their financial future while maintaining the ability to adjust their coverage as needed.
through Whatins and gain diverse insights to make an informed decision. Plus, by participating, you'll earn entries into our 'Premiums On Us' quarterly draw, where you could win your insurance premiums paid by Whatins. Take the first step towards comprehensive coverage and financial peace of mind today.

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